Spendspace vs Nakdim

Spendspace helps you track every expense effortlessly. Talk it, snap it, or type it. Your money organized in seconds. Whether you are managing a personal budget, splitting costs with family, or running a side hustle, Spendspace turns messy spending into clear, actionable insights. What you can do with Spendspace • Add expenses with your voice, just say "Coffee $5" • Scan receipts with your camera and the details fill in automatically • Type entries with a built in calculator • Organize money across multiple spaces such as Personal, Family, or Business • Track multiple currencies with automatic conversion • Set monthly budgets by category • View spending trends with charts and breakdowns • Import data from CSV and export anytime Simple and flexible Spendspace is built for real life. Capture an expense in seconds, share a space with your family, or review a clean monthly report when you need it. No spreadsheets. No friction. Just a clear picture of where your money goes. Designed for everyday use • Fast voice and photo input • Multi currency support with live conversion • Shared spaces for couples, families, and teams • Clean charts and budget insights • CSV import and export for full data control Take control of your money with Spendspace. Subscriptions • Auto renewal: Subscriptions renew automatically unless turned off at least 24 hours before the current period ends • Manage: You can cancel or adjust your subscription anytime in Account Settings • Free trial: Any unused portion of a free trial is forfeited once you purchase a subscription • Payment: Payment will be charged to your iTunes account upon purchase confirmation Privacy Policy: https://spendspace.app/privacy Terms of Use: https://spendspace.app/terms Support: https://spendspace.app/support

Shows you not just where your money is today, but where it will be in the future. Your income, expenses, loan installments, rental earnings, and credit card statements merge into a single forward-looking cash flow curve. See in advance which month cash will be tight and exactly when your debts will be paid off. CASH FLOW PROJECTION • Up to 12-month forward balance and cash flow forecasts • Up to 24-month payment and installment calendar • Adjust income & expense scenarios and see results instantly • Smart warnings when your cash reserves reach critical thresholds CREDIT CARDS & INSTALLMENTS • Automatic billing cycles based on statement closing dates • Statement balance, minimum payment, and due dates • Remaining installment countdown • Credit limit utilization and debt load analysis LOANS • Amortization schedules and remaining principal balance • Early payoff payoff simulations • Total monthly installment load CHECKS & PROMISSORY NOTES • Maturity tracking for issued and received notes • Net forward position and portfolio/collection status • Bounced and overdue register tracking • Due-date approaching notifications DEBTS & RECEIVABLES • Contact-based net current account balances • Partial payments and collection logging • Due-date reminders via WhatsApp PROPERTIES & RENT • Rental income and expenses by property (residential, commercial) • Tenant tracking and vacancy period scenarios • Monthly net cash flow of your property portfolio SAVINGS & INVESTMENTS • Time deposits: interest cycles, rate history, yield models • Pension (BES): personal contributions, state match & vesting tracking • Category budget goals and spending limits RECURRING BILLS • Rent, utilities, subscriptions, insurance, and taxes • Mark-as-paid and detailed payment history • Upcoming payment reminders and price hike alerts • Quiet hours and daily digest notifications ANALYTICS & INSIGHTS • Spending trends by category • Habits and cash flow diagnostics • Financial health score card • Comprehensive monthly ledger 100% PRIVATE & ON-DEVICE • No account creation or internet connection required • Your financial data stays exclusively on your device, never sent to servers • 3x3 Pattern lock or Face ID / Touch ID biometric protection • Multi-sheet Excel (.xlsx), CSV, and JSON export, with secure JSON backup/restore ALSO FEATURING • English & Turkish language support • Multi-currency support (₺, $, €, £) • Dual themes: Obsidian Dark & Frosted Light • 100% offline functionality guarantee For merchants and small businesses: promissory notes, customer receivables, and periodic tax obligations integrate directly into the same cash flow engine.