# PennyFi vs Pace

The clearest difference is price: Pace at Free against PennyFi's $4.99. Pace also leads on iOS requirement (17.0 vs 27.0). PennyFi's advantage is in-app purchases (none vs 2) and device support (3 vs 1). On update cadence and ads there is nothing between them.

Pace is free to download; PennyFi costs $4.99 up front. Pace sells 2 in-app purchases, starting at $19.99 per month. PennyFi asks for nothing beyond the download.

PennyFi ships an update weekly, Pace every 9 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | PennyFi | Pace |
| --- | --- | --- |
| Price | $4.99 | **Free** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 9 days |
| Size | 41 MB | 27 MB |
| Requires iOS | 27.0 | **17.0** |
| Devices | **iPhone, iPad, Mac** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [VALENTINA MARIANA FARCASANU](https://appshunter.io/developer/1895155715) | [Cricket Live Line](https://appshunter.io/developer/6774190521) |

## What reviewers say

### PennyFi

[App page](https://appshunter.io/ios/app/pennyfi/id6763116333)

**Features:** Vision Pro support, iPhone Duo support

**In-app purchases:** none


### Pace

[App page](https://appshunter.io/ios/app/pace-budget-and-expense-tracker/id6786545717)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pace Pro (Monthly) | $19.99 | per month |
| Pace Pro (Yearly) | $79.99 | per year |


## Frequently asked questions

### Is PennyFi free?

PennyFi costs $4.99, with no in-app purchases.

### Is Pace free?

Pace is free to download, with in-app purchases available.

### Do PennyFi or Pace have ads?

Neither PennyFi nor Pace shows ads.

### Which is updated more often, PennyFi or Pace?

PennyFi ships an update weekly, and Pace every 9 days. Most recently, PennyFi was updated on November 5, 2026 and Pace on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*