# 小金库 vs 财记Folio

The clearest difference is in-app purchases: 小金库 at none against 财记Folio's 3. 财记Folio's advantage is update cadence (every 6 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. 财记Folio sells 3 in-app purchases, starting at $1.99 per 3 months. 小金库 asks for nothing beyond the download.

小金库 ships an update monthly, 财记Folio every 6 days. The most recent releases landed on September 21, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | 小金库 | 财记Folio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/folio/id6763980794/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 87.5% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 6 days** |
| Monetization | — | Free with in-app purchases |
| Size | 5 MB | 14 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [洋 余](https://appshunter.io/developer/1893653413) | [沥翔 柳](https://appshunter.io/developer/1895583886) |

## What reviewers say

### 小金库

[App page](https://appshunter.io/ios/app/id6763248214)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 财记Folio

[App page](https://appshunter.io/ios/app/folio/id6763980794)

Manage diverse assets like stocks, funds, and crypto in one place. Automates price updates and imports holdings via screenshots, simplifying tracking and investment analysis.

**Highlights:** Automatic price updates, Screenshot import for holdings, Multi-asset dashboard, Dollar-cost averaging tracking, Dividend record display, Multi-currency support

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 财记Folio 季度 | $1.99 | per 3 months |
| 财记Folio 年付 | $4.99 | per year |
| 财记Folio · 永久买断 | $19.99 | one-time |


## Frequently asked questions

### Is 小金库 free?

小金库 is free to download, with no in-app purchases.

### Is 财记Folio free?

财记Folio is free to download, with in-app purchases available.

### Do 小金库 or 财记Folio have ads?

Neither 小金库 nor 财记Folio shows ads.

### Which is updated more often, 小金库 or 财记Folio?

小金库 ships an update monthly, and 财记Folio every 6 days. Most recently, 小金库 was updated on September 21, 2026 and 财记Folio on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*