# 小金库 vs WorthTrail

The clearest difference is in-app purchases: 小金库 at none against WorthTrail's 3. WorthTrail's advantage is update cadence (daily vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. WorthTrail sells 3 in-app purchases, starting at $0.99 per month. 小金库 asks for nothing beyond the download.

小金库 ships an update every 2 months, WorthTrail daily. The most recent releases landed on October 31, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | 小金库 | WorthTrail |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (9 ratings)](https://appshunter.io/ios/app/worthtrail-net-worth-tracker/id6777620163/reviews)** |
| Number of ratings | — | **9** |
| Positive reviews | — | 95.8% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Daily** |
| Monetization | — | Freemium |
| Size | 6 MB | 50 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [洋 余](https://appshunter.io/developer/1893653413) | [健波 徐](https://appshunter.io/developer/1895683359) |

## What reviewers say

### 小金库

[App page](https://appshunter.io/ios/app/id6763248214)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### WorthTrail

[App page](https://appshunter.io/ios/app/worthtrail-net-worth-tracker/id6777620163)

Track your net worth privately by recording all assets and debts in one place. Understand your financial performance with detailed reports and historical data. Organize your holdings with custom tags and access AI agents for insights on Mac.

**Highlights:** Comprehensive net worth overview, Detailed P&L and return analysis, Customizable account organization, AI agents for financial insights (Mac), Exportable reports and widgets, Privacy-focused with local data storage

**Features:** Vision Pro support, iPhone Duo support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| WorthTrail Pro Monthly | $0.99 | per month |
| WorthTrail Pro Annual | $4.99 | per year |
| WorthTrail Pro Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is 小金库 free?

小金库 is free to download, with no in-app purchases.

### Is WorthTrail free?

WorthTrail is free to download, with in-app purchases available.

### Do 小金库 or WorthTrail have ads?

Neither 小金库 nor WorthTrail shows ads.

### Which is updated more often, 小金库 or WorthTrail?

小金库 ships an update every 2 months, and WorthTrail daily. Most recently, 小金库 was updated on October 31, 2026 and WorthTrail on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*