# Split Meld vs The Smart Budget

The clearest difference is update cadence: The Smart Budget at weekly against Split Meld's every 3 weeks. Split Meld's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 26.4). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Split Meld sells 4 in-app purchases, starting at $3.99 per month and The Smart Budget sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Split Meld ships an update every 3 weeks, The Smart Budget weekly. Both last shipped on October 31, 2026.

## The numbers

| Metric | Split Meld | The Smart Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/the-smart-budget/id6769003758/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | — | Freemium |
| Size | 34 MB | 16 MB |
| Requires iOS | **15.0** | 26.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | +4 | 4+ |
| Developer | [INFO INLET K.K.](https://appshunter.io/developer/1599046226) | [Omar Al Homaidi](https://appshunter.io/developer/1498325461) |

## What reviewers say

### Split Meld

[App page](https://appshunter.io/ios/app/split-meld-group-costs/id6763315773)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly Offer | $3.99 | per month |
| Premium Monthly | $4.99 | per month |
| Premium Yearly Offer | $23.99 | per year |
| Premium Yearly | $29.99 | per year |


### The Smart Budget

[App page](https://appshunter.io/ios/app/the-smart-budget/id6769003758)

Effortlessly track your spending with an AI-powered expense logger that works entirely on your device. It automatically captures, cleans, and categorizes transactions from your bank texts, flagging anything unusual without needing bank logins. Log manually, snap receipts, or use voice commands for a private, secure financial overview.

**Highlights:** Automatic expense capture from bank texts, On-device AI for data cleaning and categorization, Anomaly detection for unusual spending, Manual transaction logging with receipt snapping, Unlimited transactions, budgets, and goals, Smart Insights with AI-narrated forecasts, Household sharing with family

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Smart Budget Pro — Monthly | $2.99 | per month |
| Budget Household — Monthly | $4.99 | per month |
| Smart Budget Pro - Yearly | $24.99 | per year |
| Budget Household — Yearly | $49.99 | per year |
| Smart Budget Pro — Lifetime | $49.99 | one-time |
| Budget Household — Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Split Meld free?

Split Meld is free to download, with in-app purchases available.

### Is The Smart Budget free?

The Smart Budget is free to download, with in-app purchases available.

### Do Split Meld or The Smart Budget have ads?

Neither Split Meld nor The Smart Budget shows ads.

### Which is updated more often, Split Meld or The Smart Budget?

Split Meld ships an update every 3 weeks, and The Smart Budget weekly. Most recently, Split Meld was updated on October 31, 2026 and The Smart Budget on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*