DebtTracker vs Basic Budget

Who owes you money — and who do you owe? DebtTracker keeps every IOU, personal loan and repayment in one private ledger. No account. No subscription. No ads. Lent a friend cash for concert tickets? Borrowed from family to cover rent? Log it in seconds, record partial payments as they come in, and get a reminder before the due date. When it's paid off, settle it with one tap. WHAT YOU CAN DO • Track money you lent and money you borrowed, person by person • See each person's net balance at a glance • Record partial payments and installments • Edit any entry, any time • Set due dates and get reminder notifications • Send a payment reminder in a friendly, polite or firm tone via Messages, WhatsApp or any app • Settle in full with one tap, then share a "Paid in full" receipt image • Attach receipt photos to a record • Swipe actions and recent-people quick picks for fast entry YOUR DATA STAYS YOURS • No account, no sign-up • Your records stay on your iPhone • Face ID lock • Full backup & restore to a file in Files or iCloud Drive — free for everyone, so a new phone never means lost records • CSV export FREE • Up to 5 open records • Partial payments, due-date reminders and reminder messages • Backup & restore, CSV export, Face ID and dark mode PRO — ONE-TIME PURCHASE • Unlimited records • Analytics studio: cash flow, 12-month balance history, collection rate, categories and overdue aging • Payoff planner built around your monthly budget • PDF and image statements for each person • 6 custom app icons • All future PRO features included Try PRO free for 7 days. Then pay once and it's yours — no subscription, no renewals. GREAT FOR • Friends who lend each other money • Roommates splitting rent and bills • Family loans and advances • Anyone who wants a simple, private IOU book Download DebtTracker and always know where every loan stands.

Basic Budget is a simple, private expense tracker that helps you stay on top of your spending — without accounts, ads, or your data ever leaving your phone. Everything works completely offline. Open the app, log what you spent, and instantly see how much you have left in each budget. No sign-up, no sync, no tracking. WHY BASIC BUDGET - 100% offline — your financial data stays on your device, always - No account required — start tracking in seconds - No ads, no analytics, no data collection - Fast, clean and easy to use every day TRACK YOUR SPENDING - Log expenses in seconds with amount, category and notes - Organise spending with categories and subcategories - See exactly how much you've spent and what's left BUDGETS THAT MAKE SENSE - Set a budget for each category - Watch your remaining balance update as you spend - Clear at-a-glance status so you always know where you stand SEE YOUR HISTORY - Review spending by day, week or month - Spending-over-time chart across your whole history - Category breakdowns to spot where your money goes OWN YOUR DATA - Export your transactions to CSV any time - Import transactions from CSV — categories are created for you automatically - Your data is yours: no cloud lock-in FREE TO USE Basic Budget is free. An optional one-time lifetime unlock adds premium features — pay once, own it forever. No subscriptions, ever. Made for people who just want a straightforward way to track spending and stick to a budget: private, offline and simple.