# DebtTracker vs Basic Budget

The clearest difference is in-app purchases: Basic Budget at none against DebtTracker's 1. Basic Budget also leads on update cadence (every 4 days vs every 2 weeks) and iOS requirement (16.4 vs 26.2). On price, ads and device support there is nothing between them.

Both are free to download. DebtTracker sells 1 one-off in-app purchase. Basic Budget asks for nothing beyond the download.

DebtTracker ships an update every 2 weeks, Basic Budget every 4 days. The most recent releases landed on October 14, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | DebtTracker | Basic Budget |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | Freemium | — |
| Size | 16 MB | 51 MB |
| Requires iOS | 26.2 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Osman Dogan](https://appshunter.io/developer/1778067257) | [Border networks Pte ltd](https://appshunter.io/developer/1896329431) |

## What reviewers say

### DebtTracker

[App page](https://appshunter.io/ios/app/debttracker-iou-and-money-owed/id6763397835)

Easily track who owes you money and who you owe. Log loans, record payments, and get reminders for due dates. Keep all your IOUs and personal loan details in a private ledger without needing an account or subscription.

**Highlights:** Track lent and borrowed money, Record partial payments, Set due dates and get reminders, Send payment reminders, Settle in full with one tap, Private ledger with no account, Backup and restore functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| DebtTracker Pro – Lifetime | $9.99 | one-time |


### Basic Budget

[App page](https://appshunter.io/ios/app/basic-budget-expense-tracker/id6810966965)

**In-app purchases:** none


## Frequently asked questions

### Is DebtTracker free?

DebtTracker is free to download, with in-app purchases available.

### Is Basic Budget free?

Basic Budget is free to download, with no in-app purchases.

### Do DebtTracker or Basic Budget have ads?

Neither DebtTracker nor Basic Budget shows ads.

### Which is updated more often, DebtTracker or Basic Budget?

DebtTracker ships an update every 2 weeks, and Basic Budget every 4 days. Most recently, DebtTracker was updated on October 14, 2026 and Basic Budget on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*