# Bills Tracker vs Ledger

The clearest difference is review sentiment: Ledger at 100% against Bills Tracker's 0%. Ledger also leads on rating (5.0 vs 1.0) and iOS requirement (17.0 vs 26.4). Bills Tracker's advantage is in-app purchases (none vs 2) and device support (3 vs 1). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Ledger sells 2 in-app purchases, starting at $3.99 per month. Bills Tracker asks for nothing beyond the download.

Ledger holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 0% of Bills Tracker's written reviews are positive against 100% of Ledger's.

Bills Tracker ships an update every 2 days, Ledger every 4 days. The most recent releases landed on October 10, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Bills Tracker | Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/bills-tracker/id6763470720/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ledger-pay-cycle-planner/id6774223080/reviews)** |
| Number of ratings | 1 | 1 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 4 days |
| Monetization | **Free** | Freemium |
| Size | 4 MB | 15 MB |
| Requires iOS | 26.4 | **17.0** |
| Devices | **iPhone, iPad, Mac** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Master Global Tech Pty Ltd](https://appshunter.io/developer/1558403423) | [MATTHEW S DAIS](https://appshunter.io/developer/6774223082) |

## What reviewers say

### Bills Tracker

[App page](https://appshunter.io/ios/app/bills-tracker/id6763470720)

Manage recurring expenses and income with a clear overview of upcoming payments. Organize bills by month, set budget goals, and receive timely reminders to avoid late fees. All your financial data is stored locally for maximum privacy.

**Highlights:** Dashboard overview, Monthly bill organization, Recurring bill setup, Customizable categories, Budget goals, Income tracking, Bill reminders, Calendar view

**Features:** Vision Pro support

**In-app purchases:** none


### Ledger

[App page](https://appshunter.io/ios/app/ledger-pay-cycle-planner/id6774223080)

This app helps you manage your money based on your pay cycle, not just monthly. It tracks income, expenses, and savings to show you what's available before your next payday, offering a clear financial overview without complex budgeting.

**Highlights:** Pay cycle planning (weekly, fortnightly, monthly), Multiple income stream management, Recurring and one-off expense tracking, Custom allocation pockets for savings, Privacy-focused with no bank connections, Clear financial overview before payday

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ledger Pro Monthly | $3.99 | per month |
| Ledger Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is Bills Tracker free?

Bills Tracker is free to download, with no in-app purchases.

### Is Ledger free?

Ledger is free to download, with in-app purchases available.

### Which has better reviews, Bills Tracker or Ledger?

Ledger is rated higher. Bills Tracker averages 1.0 out of 5 from 1 ratings, while Ledger averages 5.0 from 1 ratings.

### Do Bills Tracker or Ledger have ads?

Neither Bills Tracker nor Ledger shows ads.

### Which is updated more often, Bills Tracker or Ledger?

Bills Tracker ships an update every 2 days, and Ledger every 4 days. Most recently, Bills Tracker was updated on October 10, 2026 and Ledger on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
