# Fiora vs Settl

The clearest difference is in-app purchases: Settl at none against Fiora's 1. Settl also leads on ads (none vs shown). Fiora's advantage is update cadence (every 2 days vs every 5 days). On price, rating, ratings volume and device support there is nothing between them.

Both are free to download. Fiora sells 1 in-app purchase, starting at $4.99 per month. Settl asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Fiora against 5.0 for Settl. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Fiora ships an update every 2 days, Settl every 5 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | Fiora | Settl |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/fiora-voice-expense-tracker/id6763499345/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | **Every 2 days** | Every 5 days |
| Monetization | Free with in-app purchases | **Free** |
| Size | 56 MB | 85 MB |
| Requires iOS | 15 | 15.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Mahmudullah .](https://appshunter.io/developer/1895343842) | [Rahul Raina](https://appshunter.io/developer/1895844278) |

## What reviewers say

### Fiora

[App page](https://appshunter.io/ios/app/fiora-voice-expense-tracker/id6763499345)

Effortlessly track your spending using AI-powered voice input or quick manual entry. Get smart categorization, clear insights, and budget management tools. Designed for speed and simplicity, it adapts to your preferred way of logging expenses.

**Highlights:** AI-powered voice expense logging, Quick manual expense entry, Smart AI categorization, Clear spending insights and analytics, Receipt scanning, Budget setting and tracking

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Fiora Premium Monthly | $4.99 | per month |


### Settl

[App page](https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359)

Easily split expenses with friends and family using voice commands. Log, split, and track shared costs for trips, dinners, or rent, with automatic currency conversion for travel. Offers a voice-first experience but also supports traditional tap-based input.

**Highlights:** Voice-activated expense logging, Flexible splitting methods, Group and individual expense tracking, Multi-currency support with auto-conversion, Detailed activity feed, Optional tap-based interface

**In-app purchases:** none


## Frequently asked questions

### Is Fiora free?

Fiora is free to download, with in-app purchases available.

### Is Settl free?

Settl is free to download, with no in-app purchases.

### Which has better reviews, Fiora or Settl?

Fiora and Settl are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do Fiora or Settl have ads?

Fiora shows ads; Settl does not.

### Which is updated more often, Fiora or Settl?

Fiora ships an update every 2 days, and Settl every 5 days. Most recently, Fiora was updated on October 31, 2026 and Settl on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*