PocketMates vs Penni

One budget for two. Every expense either of you adds shows up on both phones in real time — no spreadsheets, no "did you pay that?". PocketMates is a money tracker built for couples, and it works just as well on your own. Add a purchase in two taps, by voice or from a photo of the receipt. You can start without creating an account. TOGETHER • One shared space: accounts, budgets and goals you both see • Private accounts and goals only you can see • See who added what • One Premium subscription covers both of you TRACK SPENDING AND INCOME • Split a receipt across categories, transfers with fees, refunds • Automatic category rules, tags and your own categories • Multi-currency accounts: USD, EUR, GBP, PLN, UAH and more • Import bank statements • Automatic sync with monobank (Ukraine) PLAN AHEAD • Monthly budgets per category with an alert at 80% • Subscriptions and recurring bills with reminders — and a heads-up when a service changes its price • Credit cards and installment plans under control • Savings goals and multi-year savings plans • Forecast of what's left by the end of the month • Tips on how much to set aside for a goal each month and how to pay off debts faster FAST • Home Screen and Lock Screen widgets, Control Center controls • Siri and Shortcuts: add an expense or check a balance without opening the app • Face ID or passcode lock, hide balances with one tap • Dark mode and your own accent colour INVESTMENTS • A stock and ETF portfolio with live prices FREE AND PREMIUM Expense tracking, bank sync and this month's analytics are free. Premium removes the limits on accounts, budgets, categories, rules and scheduled payments, and adds 12 months of analytics, savings plans and CSV import. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://pocketmates.app/privacy

Penni is a calmer way to manage your money. Track what you spend, set gentle budgets, and watch your savings grow — in an app that feels warm, unhurried, and beautifully simple. No spreadsheets, no clutter, and no account to create. Just open Penni and start. PRIVATE BY DESIGN • No sign-up, no login, no account. Ever. • Your data is stored on your device and synced privately through your own iCloud — it never touches our servers, because we don't have any. • Lock the app behind Face ID or Touch ID for an extra layer of privacy. SEE YOUR MONEY AT A GLANCE • A clean home dashboard with your total balance, income, and spending for the month. • Beautiful wallet cards for cash, bank accounts, cards, savings, and more. • A simple financial-health score that tells you how you're doing. TRACK EVERY TRANSACTION • Log expenses and income in seconds. • Organize with tidy, colorful categories and per-day grouping. • Search and filter by date range to find anything fast. BUDGETS THAT GUIDE YOU • Set gentle limits for the categories you care about. • Always know exactly where you stand — without the guilt. REACH YOUR GOALS • Save for an emergency fund, a new phone, or a dream trip. • Watch each goal fill up as you set money aside. INSIGHTS • Spending trends and category breakdowns that actually make sense. WORKS WHERE YOU DO • Home Screen and Lock Screen widgets keep your balance and budgets a glance away. • A Live Activity keeps an eye on your budget while you spend. ICLOUD SYNC & BACKUP • Turn on iCloud Sync and your wallets, transactions, budgets, and goals stay up to date across your iPhone and iPad automatically — and are safely backed up to your iCloud account. Penni is a personal bookkeeping tool to help you understand your own money. It does not connect to your bank, move money, or give financial advice. — PENNI PRO Penni is free to use. Penni Pro unlocks everything: unlimited wallets, unlimited budgets and goals, unlimited transactions, iCloud sync, dark mode, advanced insights, and custom categories. • Penni Pro Monthly — $3.99 / month • Penni Pro (3 Months) — $9.99 / 3 months • Penni Pro Yearly — $29.99 / year Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically for the same price and duration unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://penni.cc/privacy