# PlanMyPaisa vs Inkapify

The clearest difference is in-app purchases: PlanMyPaisa at none against Inkapify's 10. Inkapify's advantage is update cadence (weekly vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Inkapify sells 10 in-app purchases, starting at $39.99 per year. PlanMyPaisa asks for nothing beyond the download.

PlanMyPaisa ships an update every 4 months, Inkapify weekly. The most recent releases landed on October 25, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | PlanMyPaisa | Inkapify |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (2 ratings)](https://appshunter.io/ios/app/inkapify-expense-tracker/id6766141937/reviews)** |
| Number of ratings | — | **2** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Weekly** |
| Monetization | — | Freemium |
| Size | 46 MB | 81 MB |
| Requires iOS | **15.1** | 16.4 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [MNCEE Global Investments Private Limited](https://appshunter.io/developer/1895466822) | [Kamlesh Saini](https://appshunter.io/developer/1896210934) |

## What reviewers say

### PlanMyPaisa

[App page](https://appshunter.io/ios/app/planmypaisa/id6763738140)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Inkapify

[App page](https://appshunter.io/ios/app/inkapify-expense-tracker/id6766141937)

Manage your money with an AI-powered assistant that tracks expenses, budgets, and net worth. Ask personalized financial questions in plain language and get instant answers. Works offline for complete privacy and accessibility.

**Highlights:** AI-powered finance assistant, Expense and transaction tracking, Customizable budgeting, Net worth monitoring, Goal and debt management, Offline functionality, Receipt scanning and import

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Inkapify Pro Annual | $39.99 | per year |
| Donate $0.99 | $0.99 | one-time |
| Donate $2.99 | $2.99 | one-time |
| Donate $4.99 | $4.99 | one-time |
| Donate $7.99 | $7.99 | one-time |
| Donate $9.99 | $9.99 | one-time |
| Donate $14.99 | $14.99 | one-time |
| Donate $19.99 | $19.99 | one-time |
| Donate $49.99 | $49.99 | one-time |
| Donate $99.99 | $99.99 | one-time |


## Frequently asked questions

### Is PlanMyPaisa free?

PlanMyPaisa is free to download, with no in-app purchases.

### Is Inkapify free?

Inkapify is free to download, with in-app purchases available.

### Do PlanMyPaisa or Inkapify have ads?

Neither PlanMyPaisa nor Inkapify shows ads.

### Which is updated more often, PlanMyPaisa or Inkapify?

PlanMyPaisa ships an update every 4 months, and Inkapify weekly. Most recently, PlanMyPaisa was updated on October 25, 2026 and Inkapify on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*