# 财记Folio vs Wealth Navigator 财富领航

The clearest difference is price: 财记Folio at Free against Wealth Navigator 财富领航's $2.99. Wealth Navigator 财富领航's advantage is in-app purchases (none vs 3) and device support (3 vs 1). On rating, ratings volume, update cadence and ads there is nothing between them.

财记Folio is free to download; Wealth Navigator 财富领航 costs $2.99 up front. 财记Folio sells 3 in-app purchases, starting at $1.99 per 3 months. Wealth Navigator 财富领航 asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for 财记Folio against 5.0 for Wealth Navigator 财富领航. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

财记Folio ships an update weekly, Wealth Navigator 财富领航 every 5 days. The most recent releases landed on October 11, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | 财记Folio | Wealth Navigator 财富领航 |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/folio/id6763980794/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/wealth-navigator/id6771271431/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | **Free with in-app purchases** | Paid |
| Size | 22 MB | 44 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [沥翔 柳](https://appshunter.io/developer/1895583886) | [培林 柴](https://appshunter.io/developer/1888184923) |

## What reviewers say

### 财记Folio

[App page](https://appshunter.io/ios/app/folio/id6763980794)

Manage diverse assets like stocks, funds, and crypto in one place. Automates price updates and imports holdings via screenshots, simplifying tracking and investment analysis.

**Highlights:** Automatic price updates, Screenshot import for holdings, Multi-asset dashboard, Dollar-cost averaging tracking, Dividend record display, Multi-currency support

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 财记Folio 季度 | $1.99 | per 3 months |
| 财记Folio 年付 | $4.99 | per year |
| 财记Folio · 永久买断 | $19.99 | one-time |


### Wealth Navigator 财富领航

[App page](https://appshunter.io/ios/app/wealth-navigator/id6771271431)

Consolidate all your investments from various platforms into a single, private ledger. Track holdings, returns, and family wealth with advanced privacy features and iCloud sync.

**Highlights:** Consolidate investments from multiple apps, Track holdings, returns, and asset allocation, Privacy-first, local data storage, Family wealth sharing via iCloud, Screenshot recognition for import, Supports diverse asset types including crypto and precious metals

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 财记Folio free?

财记Folio is free to download, with in-app purchases available.

### Is Wealth Navigator 财富领航 free?

Wealth Navigator 财富领航 costs $2.99, with no in-app purchases.

### Which has better reviews, 财记Folio or Wealth Navigator 财富领航?

财记Folio and Wealth Navigator 财富领航 are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do 财记Folio or Wealth Navigator 财富领航 have ads?

Neither 财记Folio nor Wealth Navigator 财富领航 shows ads.

### Which is updated more often, 财记Folio or Wealth Navigator 财富领航?

财记Folio ships an update weekly, and Wealth Navigator 财富领航 every 5 days. Most recently, 财记Folio was updated on October 11, 2026 and Wealth Navigator 财富领航 on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*