# UBA Paychap vs ECO

The clearest difference is update cadence: UBA Paychap at weekly against ECO's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UBA Paychap ships an update weekly, ECO every 2 months. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | UBA Paychap | ECO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/uba-paychap/id6764057116/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free | — |
| Size | 52 MB | 28 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 12+ | 4+ |
| Developer | [United Bank For Africa Plc](https://appshunter.io/developer/1125912796) | [ECO MOBILE FINANCE](https://appshunter.io/developer/1896552782) |

## What reviewers say

### UBA Paychap

[App page](https://appshunter.io/ios/app/uba-paychap/id6764057116)

Make fast, secure, and simple everyday payments directly from your smartphone. Tap, scan, or send money instantly without a POS machine or physical card. Track all your transactions in one secure app with real-time confirmations.

**Highlights:** Tap to Pay (NFC), Scan to Pay (QR), Pay by Phone Number, Transaction History, Biometric Login, Multilingual Support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ECO

[App page](https://appshunter.io/ios/app/eco/id6768237538)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UBA Paychap free?

UBA Paychap is free to download, with no in-app purchases.

### Is ECO free?

ECO is free to download, with no in-app purchases.

### Do UBA Paychap or ECO have ads?

Neither UBA Paychap nor ECO shows ads.

### Which is updated more often, UBA Paychap or ECO?

UBA Paychap ships an update weekly, and ECO every 2 months. Most recently, UBA Paychap was updated on November 4, 2026 and ECO on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*