# TYM vs Spendra

The clearest difference is iOS requirement: TYM at 18.1 against Spendra's 26.0. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. TYM sells 2 in-app purchases, starting at $4.99 per month and Spendra sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | TYM | Spendra |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/tym-budget-and-expense-tracker/id6764190754/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 days | — |
| Monetization | Freemium | — |
| Size | 20 MB | 14 MB |
| Requires iOS | **18.1** | 26.0 |
| Devices | iPhone, iPad, Apple Watch | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Tera Labs LLC](https://appshunter.io/developer/1895678068) | [Srinivas Naathireddy](https://appshunter.io/developer/6809030588) |

## What reviewers say

### TYM

[App page](https://appshunter.io/ios/app/tym-budget-and-expense-tracker/id6764190754)

This personal budgeting app keeps all your financial data locally on your device, ensuring privacy without cloud storage or bank connections. It helps you understand your daily spending allowance and track expenses manually for greater awareness. Unlock advanced features like unlimited budgets and AI assistance with a premium subscription.

**Highlights:** On-device data storage for privacy, Manual transaction logging, Daily allowance and safe-to-spend calculation, Customizable categories and budgets, On-device AI assistant, Bill reminders and tracking, Apple Watch app integration

**Features:** Family Sharing, Apple Watch app

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| TYM PRO | $4.99 | per month |
| TYM PRO | $39.99 | per year |


### Spendra

[App page](https://appshunter.io/ios/app/spendra/id6809037599)

**Features:** Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendra Pro Monthly | $2.99 | per month |
| Spendra Pro Annual | $19.99 | per year |
| Small Tip | $0.99 | one-time |
| Medium Tip | $2.99 | one-time |
| Large Tip | $4.99 | one-time |
| Spendra Pro Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is TYM free?

TYM is free to download, with in-app purchases available.

### Is Spendra free?

Spendra is free to download, with in-app purchases available.

### Do TYM or Spendra have ads?

Neither TYM nor Spendra shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*