# DebtCleared vs Punyo

The clearest difference is ads: DebtCleared at none against Punyo's shown. DebtCleared also leads on update cadence (fortnightly vs every 2 months). Punyo's advantage is iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DebtCleared ships an update fortnightly, Punyo every 2 months. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | DebtCleared | Punyo |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 2 months |
| Size | 28 MB | 49 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [强胜 贾](https://appshunter.io/developer/1723052785) | [Nam Truong Phuong](https://appshunter.io/developer/6774566741) |

## What reviewers say

### DebtCleared

[App page](https://appshunter.io/ios/app/debtcleared-payoff-tracker/id6764465521)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Punyo

[App page](https://appshunter.io/ios/app/punyo-make-merit-every-day/id6792414568)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is DebtCleared free?

DebtCleared is free to download, with no in-app purchases.

### Is Punyo free?

Punyo is free to download, with no in-app purchases.

### Do DebtCleared or Punyo have ads?

Punyo shows ads; DebtCleared does not.

### Which is updated more often, DebtCleared or Punyo?

DebtCleared ships an update fortnightly, and Punyo every 2 months. Most recently, DebtCleared was updated on October 25, 2026 and Punyo on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*