# Debt off planner vs Debt Free Planner

The clearest difference is ads: Debt off planner at none against Debt Free Planner's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Debt off planner sells 2 in-app purchases, starting at $1.99 per month and Debt Free Planner sells 4 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Debt off planner ships an update every 2 weeks, Debt Free Planner every 3 weeks. The most recent releases landed on October 11, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Debt off planner | Debt Free Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/debt-free-planner/id6775449322/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 10 MB | 44 MB |
| Requires iOS | 17.6 | **17.0** |
| Devices | iPhone | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [平益 王](https://appshunter.io/developer/1891759195) | [Vasilii Polovnikov](https://appshunter.io/developer/1716165883) |

## What reviewers say

### Debt off planner

[App page](https://appshunter.io/ios/app/debt-off-planner/id6764473768)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 连续包月 | $1.99 | per month |
| 连续包年 | $17.99 | per year |


### Debt Free Planner

[App page](https://appshunter.io/ios/app/debt-free-planner/id6775449322)

This app helps you manage and pay down your debts by listing them and choosing a payoff strategy like snowball or avalanche. Track your progress visually and see projected payoff dates with extra payments. It prioritizes your privacy by keeping all data offline on your device.

**Highlights:** List debts with balance, interest, and minimum payment, Snowball or avalanche payoff order, Focus debt tracking, Progress bars for balance reduction, Payoff date projection with extra payments (Premium), Fully offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $2.99 | per 7 days |
| Premium | $3.99 | per month |
| Premium | $5.99 | per year |
| Lifetime | $7.99 | one-time |


## Frequently asked questions

### Is Debt off planner free?

Debt off planner is free to download, with in-app purchases available.

### Is Debt Free Planner free?

Debt Free Planner is free to download, with in-app purchases available.

### Do Debt off planner or Debt Free Planner have ads?

Debt Free Planner shows ads; Debt off planner does not.

### Which is updated more often, Debt off planner or Debt Free Planner?

Debt off planner ships an update every 2 weeks, and Debt Free Planner every 3 weeks. Most recently, Debt off planner was updated on October 11, 2026 and Debt Free Planner on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*