# Settl vs PiggySpy

The clearest difference is in-app purchases: Settl at none against PiggySpy's 5. Settl also leads on update cadence (every 5 days vs fortnightly) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. PiggySpy sells 5 in-app purchases, starting at $2.99 per month. Settl asks for nothing beyond the download.

Settl ships an update every 5 days, PiggySpy fortnightly. The most recent releases landed on October 31, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Settl | PiggySpy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Fortnightly |
| Monetization | Free | — |
| Size | 85 MB | 7 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Rahul Raina](https://appshunter.io/developer/1895844278) | [Krzysztof Drapinski](https://appshunter.io/developer/6796291781) |

## What reviewers say

### Settl

[App page](https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359)

Easily split expenses with friends and family using voice commands. Log, split, and track shared costs for trips, dinners, or rent, with automatic currency conversion for travel. Offers a voice-first experience but also supports traditional tap-based input.

**Highlights:** Voice-activated expense logging, Flexible splitting methods, Group and individual expense tracking, Multi-currency support with auto-conversion, Detailed activity feed, Optional tap-based interface

**In-app purchases:** none


### PiggySpy

[App page](https://appshunter.io/ios/app/piggyspy/id6796291779)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Field Agent | $2.99 | per month |
| Chief Inspector | $19.99 | per year |
| Piggy Fuel | $1.99 | one-time |
| Piggy's Doughnut | $5.99 | one-time |
| Golden Badge | $24.99 | one-time |


## Frequently asked questions

### Is Settl free?

Settl is free to download, with no in-app purchases.

### Is PiggySpy free?

PiggySpy is free to download, with in-app purchases available.

### Do Settl or PiggySpy have ads?

Neither Settl nor PiggySpy shows ads.

### Which is updated more often, Settl or PiggySpy?

Settl ships an update every 5 days, and PiggySpy fortnightly. Most recently, Settl was updated on October 31, 2026 and PiggySpy on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*