# Settl vs MoneyOS

The clearest difference is iOS requirement: Settl at 15.0 against MoneyOS's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Settl ships an update every 5 days, MoneyOS every 4 days. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Settl | MoneyOS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | Free | — |
| Size | 85 MB | 10 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Rahul Raina](https://appshunter.io/developer/1895844278) | [Chandan Shetty SP](https://appshunter.io/developer/492231033) |

## What reviewers say

### Settl

[App page](https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359)

Easily split expenses with friends and family using voice commands. Log, split, and track shared costs for trips, dinners, or rent, with automatic currency conversion for travel. Offers a voice-first experience but also supports traditional tap-based input.

**Highlights:** Voice-activated expense logging, Flexible splitting methods, Group and individual expense tracking, Multi-currency support with auto-conversion, Detailed activity feed, Optional tap-based interface

**In-app purchases:** none


### MoneyOS

[App page](https://appshunter.io/ios/app/moneyos-expense-tracker/id6796755497)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Settl free?

Settl is free to download, with no in-app purchases.

### Is MoneyOS free?

MoneyOS is free to download, with no in-app purchases.

### Do Settl or MoneyOS have ads?

Neither Settl nor MoneyOS shows ads.

### Which is updated more often, Settl or MoneyOS?

Settl ships an update every 5 days, and MoneyOS every 4 days. Most recently, Settl was updated on October 28, 2026 and MoneyOS on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*