# Expense Tracker vs Pennli

Expense Tracker and Pennli are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month and Pennli sells 2 in-app purchases, starting at $24.99 per year. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | Expense Tracker | Pennli |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/expense-tracker-luca/id6764654142/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 days | Every 2 days |
| Monetization | Freemium | — |
| Size | 25 MB | 52 MB |
| Requires iOS | 18.0 | 18.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [CrispyApps LLC](https://appshunter.io/developer/1682067986) | [Piotr Mol](https://appshunter.io/developer/1835282380) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-luca/id6764654142)

Effortlessly manage your money with this intuitive expense tracker. Log spending via voice, set budgets, and track recurring bills with visual breakdowns and multiple account types. Get clear financial insights with a clean design and iCloud sync.

**Highlights:** Voice-to-text expense logging, Monthly budget setting and alerts, Automatic recurring expense tracking, Categorized spending visualization, Multiple account type management, Income tracking and balance overview, Exportable expense reports

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Luca Monthly | $4.99 | per month |
| Luca Yearly | $24.99 | per year |


### Pennli

[App page](https://appshunter.io/ios/app/pennli-budget-planner/id6807528869)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pennli Annual | $24.99 | per year |
| Pennli Lifetime | $49.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is Pennli free?

Pennli is free to download, with in-app purchases available.

### Do Expense Tracker or Pennli have ads?

Neither Expense Tracker nor Pennli shows ads.

### Which is updated more often, Expense Tracker or Pennli?

Expense Tracker ships an update every 2 days, and Pennli every 2 days. Most recently, Expense Tracker was updated on November 5, 2026 and Pennli on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*