# Kapitallo vs Gilt

The clearest difference is update cadence: Gilt at weekly against Kapitallo's fortnightly. Kapitallo's advantage is iOS requirement (15.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Kapitallo sells 1 in-app purchase, starting at $6.99 per month and Gilt sells 5 in-app purchases, starting at $2.49 per month. Whichever you choose, the download price is not the number that matters.

Kapitallo ships an update fortnightly, Gilt weekly. Both last shipped on October 31, 2026.

## The numbers

| Metric | Kapitallo | Gilt |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Freemium | — |
| Size | 50 MB | 19 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, Mac |
| Age rating | 4+ | 4+ |
| Developer | [Andrei Iskou](https://appshunter.io/developer/1893654049) | [Harutyun Aristakesyan](https://appshunter.io/developer/1888790900) |

## What reviewers say

### Kapitallo

[App page](https://appshunter.io/ios/app/kapitallo/id6765652162)

Effortlessly track your income and expenses using voice commands. Get insights into your spending habits, manage budgets, and keep track of subscriptions and debts. An AI consultant offers personalized savings tips.

**Highlights:** Voice-controlled expense and income logging, Automated category and amount detection, Spending analysis and category breakdowns, Budget setting and overspending alerts, Subscription and debt management, AI-powered savings recommendations, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kapitallo PRO — месячная подписка | $6.99 | per month |


### Gilt

[App page](https://appshunter.io/ios/app/gilt-private-budget-tracker/id6790835958)

**Features:** Family Sharing, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Gilt Pro | $2.49 | per month |
| Gilt Family | $4.49 | per month |
| Gilt Pro (Yearly) | $19.99 | per year |
| Gilt Family (Yearly) | $36.99 | per year |
| Gilt Lifetime | $69.99 | one-time |


## Frequently asked questions

### Is Kapitallo free?

Kapitallo is free to download, with in-app purchases available.

### Is Gilt free?

Gilt is free to download, with in-app purchases available.

### Do Kapitallo or Gilt have ads?

Neither Kapitallo nor Gilt shows ads.

### Which is updated more often, Kapitallo or Gilt?

Kapitallo ships an update fortnightly, and Gilt weekly. Most recently, Kapitallo was updated on October 31, 2026 and Gilt on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*