# Kapitallo vs Topf

The clearest difference is update cadence: Topf at every 2 days against Kapitallo's fortnightly. Kapitallo's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Kapitallo sells 1 in-app purchase, starting at $6.99 per month and Topf sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Kapitallo ships an update fortnightly, Topf every 2 days. The most recent releases landed on October 13, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Kapitallo | Topf |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 days** |
| Monetization | Freemium | — |
| Size | 50 MB | 57 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Andrei Iskou](https://appshunter.io/developer/1893654049) | [Andrey Fedyukov](https://appshunter.io/developer/6807088869) |

## What reviewers say

### Kapitallo

[App page](https://appshunter.io/ios/app/kapitallo/id6765652162)

Effortlessly track your income and expenses using voice commands. Get insights into your spending habits, manage budgets, and keep track of subscriptions and debts. An AI consultant offers personalized savings tips.

**Highlights:** Voice-controlled expense and income logging, Automated category and amount detection, Spending analysis and category breakdowns, Budget setting and overspending alerts, Subscription and debt management, AI-powered savings recommendations, Multi-currency support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kapitallo PRO — месячная подписка | $6.99 | per month |


### Topf

[App page](https://appshunter.io/ios/app/topf-expense-tracker/id6807088867)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Topf Plus Monthly | $3.99 | per month |
| Topf Plus Yearly | $24.99 | per year |
| Topf Plus Lifetime | $69.99 | one-time |


## Frequently asked questions

### Is Kapitallo free?

Kapitallo is free to download, with in-app purchases available.

### Is Topf free?

Topf is free to download, with in-app purchases available.

### Do Kapitallo or Topf have ads?

Neither Kapitallo nor Topf shows ads.

### Which is updated more often, Kapitallo or Topf?

Kapitallo ships an update fortnightly, and Topf every 2 days. Most recently, Kapitallo was updated on October 13, 2026 and Topf on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*