# Nemo 네모 vs 머니차곡

The clearest difference is in-app purchases: Nemo 네모 at none against 머니차곡's 4. Nemo 네모 also leads on iOS requirement (15.5 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. 머니차곡 sells 4 in-app purchases, starting at $2.99 per month. Nemo 네모 asks for nothing beyond the download.

Nemo 네모 ships an update every 5 days, 머니차곡 every 3 days. The most recent releases landed on November 11, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | Nemo 네모 | 머니차곡 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 88.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 5 days | **Every 3 days** |
| Monetization | — | Free with in-app purchases |
| Size | 106 MB | 166 MB |
| Requires iOS | **15.5** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Cumiel Inc.](https://appshunter.io/developer/1884808417) | [Egg Toast Lab](https://appshunter.io/developer/1868199361) |

## What reviewers say

### Nemo 네모

[App page](https://appshunter.io/ios/app/nemo/id6765773643)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 머니차곡

[App page](https://appshunter.io/ios/app/id6787290101)

Easily record daily income and expenses, manage budgets, and track spending habits. Offers widgets for quick access and detailed reports for financial insights. Pro version removes ads and unlocks advanced analysis.

**Highlights:** Income/expense recording, Monthly and category budget management, Fixed cost and subscription tracking, Calendar-based spending view, Category spending statistics, Home screen and lock screen widgets, Backup and restore support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 프리미엄 월간 | $2.99 | per month |
| Pro 연간 구독 | $29.99 | per year |
| 프리미엄 연간 | $29.99 | per year |
| 머니차곡 Pro 평생 | $69.99 | one-time |


## Frequently asked questions

### Is Nemo 네모 free?

Nemo 네모 is free to download, with no in-app purchases.

### Is 머니차곡 free?

머니차곡 is free to download, with in-app purchases available.

### Do Nemo 네모 or 머니차곡 have ads?

Both Nemo 네모 and 머니차곡 show ads.

### Which is updated more often, Nemo 네모 or 머니차곡?

Nemo 네모 ships an update every 5 days, and 머니차곡 every 3 days. Most recently, Nemo 네모 was updated on November 11, 2026 and 머니차곡 on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*