# HSA Vault+ vs HSA Tracker

The clearest difference is in-app purchases: HSA Vault+ at none against HSA Tracker's 3. HSA Tracker's advantage is update cadence (every 2 days vs every 3 weeks) and iOS requirement (16.0 vs 26.1). On price, ads and device support there is nothing between them.

Both are free to download. HSA Tracker sells 3 in-app purchases, starting at $7.00 per year. HSA Vault+ asks for nothing beyond the download.

HSA Vault+ ships an update every 3 weeks, HSA Tracker every 2 days. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | HSA Vault+ | HSA Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hsa-tracker-save-on-taxes/id6782635321/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 days** |
| Monetization | — | Freemium |
| Size | 12 MB | 20 MB |
| Requires iOS | 26.1 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Felcode LLC](https://appshunter.io/developer/1896078245) | [Rosenberg Digital LLC](https://appshunter.io/developer/1896153504) |

## What reviewers say

### HSA Vault+

[App page](https://appshunter.io/ios/app/hsa-vault-plus/id6765796301)

**In-app purchases:** none


### HSA Tracker

[App page](https://appshunter.io/ios/app/hsa-tracker-save-on-taxes/id6782635321)

Manage your Health Savings Account by tracking medical expenses and receipts. This app helps you maximize tax-free reimbursements and provides a clear overview of your eligible withdrawals.

**Highlights:** Receipt capture (photo/email), Automatic receipt pre-filling, Reimbursement Vault tracking, Expense tracking by family/category, Audit trail for tax time, Annual tax reports (paid plans)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Solo | $7.00 | per year |
| Family | $17.00 | per year |
| Unlimited | $27.00 | per year |


## Frequently asked questions

### Is HSA Vault+ free?

HSA Vault+ is free to download, with no in-app purchases.

### Is HSA Tracker free?

HSA Tracker is free to download, with in-app purchases available.

### Do HSA Vault+ or HSA Tracker have ads?

Neither HSA Vault+ nor HSA Tracker shows ads.

### Which is updated more often, HSA Vault+ or HSA Tracker?

HSA Vault+ ships an update every 3 weeks, and HSA Tracker every 2 days. Most recently, HSA Vault+ was updated on October 7, 2026 and HSA Tracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*