# Surplus Funds vs RETM Agent

Surplus Funds and RETM Agent are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 12, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Surplus Funds | RETM Agent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/surplus-funds/id6765951344/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 20 MB | 36 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [EXCESS QUEST LTD](https://appshunter.io/developer/1896137502) | [RETM Solutions](https://appshunter.io/developer/6789740101) |

## What reviewers say

### Surplus Funds

[App page](https://appshunter.io/ios/app/surplus-funds/id6765951344)

This CRM is designed for professionals recovering surplus funds. It helps manage cases from lead to payout, including claimant contact, document signing, and team collaboration. Features AI assistance for drafting messages and summarizing cases.

**Highlights:** Case tracking from lead to payout, Direct dialing and SMS messaging, Document sending for e-signature, Team collaboration channels, AI assistant for drafting and summarization, Email integration

**Features:** macOS Compatibility

**In-app purchases:** none


### RETM Agent

[App page](https://appshunter.io/ios/app/retm-agent/id6789740668)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Surplus Funds free?

Surplus Funds is free to download, with no in-app purchases.

### Is RETM Agent free?

RETM Agent is free to download, with no in-app purchases.

### Do Surplus Funds or RETM Agent have ads?

Neither Surplus Funds nor RETM Agent shows ads.

### Which is updated more often, Surplus Funds or RETM Agent?

Surplus Funds ships an update every 2 months, and RETM Agent every 2 months. Most recently, Surplus Funds was updated on October 12, 2026 and RETM Agent on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*