# Finance Calculator & Planner vs 旺财

The clearest difference is price: Finance Calculator & Planner at Free against 旺财's $0.99. Finance Calculator & Planner also leads on iOS requirement (13.0 vs 18.0). 旺财's advantage is in-app purchases (none vs 1) and update cadence (every 4 weeks vs every 2 months). On ads and device support there is nothing between them.

Finance Calculator & Planner is free to download; 旺财 costs $0.99 up front. Finance Calculator & Planner sells 1 one-off in-app purchase. 旺财 asks for nothing beyond the download.

Finance Calculator & Planner ships an update every 2 months, 旺财 every 4 weeks. The most recent releases landed on October 17, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Finance Calculator & Planner | 旺财 |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 4 weeks** |
| Monetization | — | Paid |
| Size | 30 MB | 7 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Olena Vidchenko](https://appshunter.io/developer/1896177098) | [铭高 袁](https://appshunter.io/developer/1839832219) |

## What reviewers say

### Finance Calculator & Planner

[App page](https://appshunter.io/ios/app/finance-calculator-and-planner/id6766050593)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Financial Tools Pro | $4.99 | one-time |


### 旺财

[App page](https://appshunter.io/ios/app/guarddog/id6783556497)

This AI-powered app helps you manage your debts and assets by automatically extracting loan details from images. It provides clear repayment plans, tracks cash flow, and offers insights into your financial health. All data is stored locally for maximum privacy.

**Highlights:** AI image recognition for debt extraction, Automated repayment plan generation, Cash flow tracking, Financial health assessment, Local data storage for privacy, Credit report import and analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finance Calculator & Planner free?

Finance Calculator & Planner is free to download, with in-app purchases available.

### Is 旺财 free?

旺财 costs $0.99, with no in-app purchases.

### Do Finance Calculator & Planner or 旺财 have ads?

Neither Finance Calculator & Planner nor 旺财 shows ads.

### Which is updated more often, Finance Calculator & Planner or 旺财?

Finance Calculator & Planner ships an update every 2 months, and 旺财 every 4 weeks. Most recently, Finance Calculator & Planner was updated on October 17, 2026 and 旺财 on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
