# FlowFunds Finance Planner vs Bloom

The clearest difference is in-app purchases: Bloom at none against FlowFunds Finance Planner's 1. Bloom also leads on update cadence (every 2 days vs every 10 days). FlowFunds Finance Planner's advantage is iOS requirement (18.0 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. FlowFunds Finance Planner sells 1 one-off in-app purchase. Bloom asks for nothing beyond the download.

FlowFunds Finance Planner ships an update every 10 days, Bloom every 2 days. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | FlowFunds Finance Planner | Bloom |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/flowfunds-finance-planner/id6766120236/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 10 days | **Every 2 days** |
| Monetization | Free with in-app purchases | — |
| Size | 86 MB | 76 MB |
| Requires iOS | **18.0** | 26.0 |
| Devices | iPhone, iPad, Mac | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Caelvex Labs LLC](https://appshunter.io/developer/1896125818) | [Rodrigo Valle Pinto](https://appshunter.io/developer/1872188162) |

## What reviewers say

### FlowFunds Finance Planner

[App page](https://appshunter.io/ios/app/flowfunds-finance-planner/id6766120236)

A private, local-first finance planner for Mac, iPhone, and iPad. Organize budgets, cash flow, debt, savings, and investments without linking bank accounts. Build dashboards, compare scenarios, and understand future financial outcomes.

**Highlights:** Personal finance dashboards, Budget and cash flow organization, Debt, savings, and investment planning, Investment tracking with market data, Long-term goal calculators, Scenario comparison, Optional iCloud sync

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| FlowFunds Premium | $3.99 | one-time |


### Bloom

[App page](https://appshunter.io/ios/app/bloom-expense-tracker/id6817161713)

**Features:** Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is FlowFunds Finance Planner free?

FlowFunds Finance Planner is free to download, with in-app purchases available.

### Is Bloom free?

Bloom is free to download, with no in-app purchases.

### Do FlowFunds Finance Planner or Bloom have ads?

Neither FlowFunds Finance Planner nor Bloom shows ads.

### Which is updated more often, FlowFunds Finance Planner or Bloom?

FlowFunds Finance Planner ships an update every 10 days, and Bloom every 2 days. Most recently, FlowFunds Finance Planner was updated on October 31, 2026 and Bloom on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*