# Payday Cash Advance vs SplitPay

The clearest difference is in-app purchases: Payday Cash Advance at none against SplitPay's 5. Payday Cash Advance also leads on update cadence (fortnightly vs every 2 months) and chart position (#135 vs unranked). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SplitPay sells 5 in-app purchases, starting at $4.99 per 7 days. Payday Cash Advance asks for nothing beyond the download.

Payday Cash Advance ships an update fortnightly, SplitPay every 2 months. The most recent releases landed on November 9, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | Payday Cash Advance | SplitPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (910 ratings)](https://appshunter.io/ios/app/payday-cash-advance-future/id6766474583/reviews)** | — |
| Number of ratings | **910** | — |
| Positive reviews | 56.3% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | — |
| Best chart rank | **#135** | — |
| Size | 15 MB | 19 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Future Cash Finance LLC](https://appshunter.io/developer/1896293175) | [SEIB INSURANCE AGENTS LTD](https://appshunter.io/developer/6787115873) |

## What reviewers say

### Payday Cash Advance

[App page](https://appshunter.io/ios/app/payday-cash-advance-future/id6766474583)

**Currently charting:** #135 Top Free · Finance (US App Store)

Access emergency funds up to $800 before your next payday with no credit check. Receive funds quickly, often within minutes, and view all costs upfront. Keep your existing bank account and track your repayment progress easily.

**Highlights:** Cash advances up to $800, No credit score impact, Fast funding times, Transparent costs and APR, No mandatory tips, Works with existing bank accounts, Repayment progress tracking

**Features:** Vision Pro support

**In-app purchases:** none


### SplitPay

[App page](https://appshunter.io/ios/app/splitpay-bill-splitter-app/id6787115871)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly | $4.99 | per 7 days |
| Weekly-Trial | $4.99 | per 7 days |
| Monthly | $12.99 | per month |
| Yearly | $39.99 | per year |
| Lifetime | $59.99 | one-time |


## Frequently asked questions

### Is Payday Cash Advance free?

Payday Cash Advance is free to download, with no in-app purchases.

### Is SplitPay free?

SplitPay is free to download, with in-app purchases available.

### Do Payday Cash Advance or SplitPay have ads?

Neither Payday Cash Advance nor SplitPay shows ads.

### Which is updated more often, Payday Cash Advance or SplitPay?

Payday Cash Advance ships an update fortnightly, and SplitPay every 2 months. Most recently, Payday Cash Advance was updated on November 9, 2026 and SplitPay on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*