# Cashya vs DataCred

The clearest difference is in-app purchases: DataCred at none against Cashya's 3. DataCred also leads on iOS requirement (17.0 vs 26.0). Cashya's advantage is update cadence (daily vs every 4 days). On price, ads and device support there is nothing between them.

Both are free to download. Cashya sells 3 in-app purchases, starting at $1.99 per month. DataCred asks for nothing beyond the download.

Cashya ships an update daily, DataCred every 4 days. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.

## The numbers

| Metric | Cashya | DataCred |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (17 ratings)](https://appshunter.io/ios/app/datacred/id6784831520/reviews)** |
| Number of ratings | — | **17** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Daily** | Every 4 days |
| Monetization | — | Free |
| Size | 4 MB | 60 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Mario Lüthy](https://appshunter.io/developer/1779276687) | [DATACRED LLC](https://appshunter.io/developer/6784831612) |

## What reviewers say

### Cashya

[App page](https://appshunter.io/ios/app/cashya/id6766483713)

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cashya Pro – Monthly | $1.99 | per month |
| Cashya Pro – Yearly | $17.99 | per year |
| Cashya Pro – Lifetime | $39.99 | one-time |


### DataCred

[App page](https://appshunter.io/ios/app/datacred/id6784831520)

This app helps users build a credit history and score by reporting their existing payments for rent, utilities, and remittances. It verifies these payments, allowing users to access personal loans and share their financial profile securely.

**Highlights:** Report existing payments for credit building, Verify payments with proof of purchase, Access personal loans within the app, Monitor credit profile and receive alerts, Share financial profile securely, AI assistant for financial analysis

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Cashya free?

Cashya is free to download, with in-app purchases available.

### Is DataCred free?

DataCred is free to download, with no in-app purchases.

### Do Cashya or DataCred have ads?

Neither Cashya nor DataCred shows ads.

### Which is updated more often, Cashya or DataCred?

Cashya ships an update daily, and DataCred every 4 days. Most recently, Cashya was updated on November 5, 2026 and DataCred on November 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*