# Float Cashflow vs Waypoint Budget Planner App

The clearest difference is in-app purchases: Float Cashflow at none against Waypoint Budget Planner App's 4. Waypoint Budget Planner App's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Waypoint Budget Planner App sells 4 in-app purchases, starting at $7.99 per month. Float Cashflow asks for nothing beyond the download.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 8, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Float Cashflow | Waypoint Budget Planner App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/waypoint-budget-planner-app/id6781432747/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 92.6% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | — | Freemium |
| Size | 3 MB | 39 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [BOYIN SMITH](https://appshunter.io/developer/1896317631) | [Waypoint Budget Inc.](https://appshunter.io/developer/1787471132) |

## What reviewers say

### Float Cashflow

[App page](https://appshunter.io/ios/app/float-cashflow/id6766711561)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Waypoint Budget Planner App

[App page](https://appshunter.io/ios/app/waypoint-budget-planner-app/id6781432747)

This app offers a straightforward approach to managing personal finances. It helps users track expenses, create budgets, set savings goals, and monitor bills. Features include automatic bank syncing, AI-powered financial insights, and tools for couples or families.

**Highlights:** Budget planner, Automatic expense tracking with bank sync, Smart categorization, AI Money Coach, Savings goals, Bills & subscriptions tracker, Net worth tracker, Household budgeting

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Waypoint Plus | $7.99 | per month |
| Waypoint Pro | $12.99 | per month |
| Waypoint Plus | $79.99 | per year |
| Waypoint Pro | $129.99 | per year |


## Frequently asked questions

### Is Float Cashflow free?

Float Cashflow is free to download, with no in-app purchases.

### Is Waypoint Budget Planner App free?

Waypoint Budget Planner App is free to download, with in-app purchases available.

### Do Float Cashflow or Waypoint Budget Planner App have ads?

Neither Float Cashflow nor Waypoint Budget Planner App shows ads.

### Which is updated more often, Float Cashflow or Waypoint Budget Planner App?

Float Cashflow ships an update weekly, and Waypoint Budget Planner App weekly. Most recently, Float Cashflow was updated on October 8, 2026 and Waypoint Budget Planner App on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*