# Perk Ledger vs SpendCents

The clearest difference is in-app purchases: Perk Ledger at none against SpendCents's 2. SpendCents's advantage is iOS requirement (15.1 vs 18.6). On price, ads and device support there is nothing between them.

Both are free to download. SpendCents sells 2 in-app purchases, starting at $6.99 per month. Perk Ledger asks for nothing beyond the download.

## The numbers

| Metric | Perk Ledger | SpendCents |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.5 (6 ratings)](https://appshunter.io/ios/app/spendcents/id6798426431/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 83.3% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Monetization | — | Freemium |
| Size | 11 MB | 37 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [RL Ventures Group LLC](https://appshunter.io/developer/1896325358) | [Joshua Weber](https://appshunter.io/developer/6791651030) |

## What reviewers say

### Perk Ledger

[App page](https://appshunter.io/ios/app/perk-ledger/id6766788336)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendCents

[App page](https://appshunter.io/ios/app/spendcents/id6798426431)

This app helps you create a clear plan to pay off your debts by showing you what you owe, what to pay next, and when you'll be debt-free. It analyzes your spending and income to identify extra funds for debt repayment.

**Highlights:** Debt payoff plan creation, Debt-free date projection, Budget tracking, Payment logging, Interest avoidance calculation, Financial term explanations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendCents Pro Monthly | $6.99 | per month |
| SpendCents Pro Annual | $49.99 | per year |


## Frequently asked questions

### Is Perk Ledger free?

Perk Ledger is free to download, with no in-app purchases.

### Is SpendCents free?

SpendCents is free to download, with in-app purchases available.

### Do Perk Ledger or SpendCents have ads?

Neither Perk Ledger nor SpendCents shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*