# Rilio vs SpendSmartAI

The clearest difference is update cadence: SpendSmartAI at weekly against Rilio's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Rilio sells 2 in-app purchases, starting at $4.99 per month and SpendSmartAI sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Rilio ships an update every 3 weeks, SpendSmartAI weekly. The most recent releases landed on September 29, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Rilio | SpendSmartAI |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Size | 85 MB | 45 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Raja Niketh Reddy Nallapareddy](https://appshunter.io/developer/1896340945) | [Heston Dsouza](https://appshunter.io/developer/1889164237) |

## What reviewers say

### Rilio

[App page](https://appshunter.io/ios/app/rilio-smart-expense-tracker/id6766959348)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Rilio Pro Monthly | $4.99 | per month |
| Rilio Pro Yearly | $44.99 | per year |


### SpendSmartAI

[App page](https://appshunter.io/ios/app/spendsmartai-expense-tracker/id6778456244)

**Features:** Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendSmart AI Pro – Monthly | $2.99 | per month |
| SpendSmart AI Pro – Annual | $25.99 | per year |


## Frequently asked questions

### Is Rilio free?

Rilio is free to download, with in-app purchases available.

### Is SpendSmartAI free?

SpendSmartAI is free to download, with in-app purchases available.

### Do Rilio or SpendSmartAI have ads?

Neither Rilio nor SpendSmartAI shows ads.

### Which is updated more often, Rilio or SpendSmartAI?

Rilio ships an update every 3 weeks, and SpendSmartAI weekly. Most recently, Rilio was updated on September 29, 2026 and SpendSmartAI on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*