# Expense Tracker vs XP Spendly

The clearest difference is in-app purchases: XP Spendly at none against Expense Tracker's 2. Expense Tracker's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. XP Spendly asks for nothing beyond the download.

Expense Tracker ships an update every 5 days, XP Spendly every 2 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Expense Tracker | XP Spendly |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 weeks |
| Size | 13 MB | 2 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Dmitrii Solovev](https://appshunter.io/developer/1896344845) | [Mobry Network Technology, S.A. de C.V.](https://appshunter.io/developer/6806209097) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-sumiq/id6766999596)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Yearly | $22.99 | per year |


### XP Spendly

[App page](https://appshunter.io/ios/app/xp-spendly-budget-tracker/id6806209095)

**In-app purchases:** none


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Is XP Spendly free?

XP Spendly is free to download, with no in-app purchases.

### Do Expense Tracker or XP Spendly have ads?

Neither Expense Tracker nor XP Spendly shows ads.

### Which is updated more often, Expense Tracker or XP Spendly?

Expense Tracker ships an update every 5 days, and XP Spendly every 2 weeks. Most recently, Expense Tracker was updated on November 3, 2026 and XP Spendly on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*