# Borro vs Ubanklending

The clearest difference is in-app purchases: Ubanklending at none against Borro's 3. Borro's advantage is device support (4 vs 2). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. Borro sells 3 in-app purchases, starting at $0.99 per 7 days. Ubanklending asks for nothing beyond the download.

Borro ships an update every 3 weeks, Ubanklending fortnightly. The most recent releases landed on October 8, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Borro | Ubanklending |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Freemium | — |
| Size | 143 MB | 40 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shubham Kumar](https://appshunter.io/developer/1892987442) | [HUAYUAN CAPITAL LTD.](https://appshunter.io/developer/6786137138) |

## What reviewers say

### Borro

[App page](https://appshunter.io/ios/app/borro-lend-and-borrow-tracker/id6767099629)

Easily track money owed between friends and family. Log loans, split group expenses, and settle up with ease. Offers offline functionality and robust privacy features.

**Highlights:** Track who owes you and what you owe, Split group expenses, Settle balances with QR codes, Multi-currency support, Offline-first functionality, Cloud backup and sync (Pro), Receipt scanning (Pro)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Borro Pro (Weekly) | $0.99 | per 7 days |
| Borro Pro (Monthly) | $2.99 | per month |
| Borro Pro (Yearly) | $14.99 | per year |


### Ubanklending

[App page](https://appshunter.io/ios/app/ubanklending/id6786137136)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Borro free?

Borro is free to download, with in-app purchases available.

### Is Ubanklending free?

Ubanklending is free to download, with no in-app purchases.

### Do Borro or Ubanklending have ads?

Neither Borro nor Ubanklending shows ads.

### Which is updated more often, Borro or Ubanklending?

Borro ships an update every 3 weeks, and Ubanklending fortnightly. Most recently, Borro was updated on October 8, 2026 and Ubanklending on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*