# MockBank vs Purpose Payment

The clearest difference is in-app purchases: Purpose Payment at none against MockBank's 3. MockBank's advantage is update cadence (every 6 days vs every 2 weeks) and device support (3 vs 1). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. MockBank sells 3 in-app purchases, starting at $1.99 per month. Purpose Payment asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for MockBank against 5.0 for Purpose Payment. Both are backed by a comparable volume of ratings — 7 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

MockBank ships an update every 6 days, Purpose Payment every 2 weeks. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | MockBank | Purpose Payment |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (7 ratings)](https://appshunter.io/ios/app/mockbank-practice-banking/id6767120919/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/purpose-payment/id6778137017/reviews) |
| Number of ratings | **7** | 4 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 31 MB | 43 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Hon Nam Kenneth Wong](https://appshunter.io/developer/1891584552) | [Purpose Payment](https://appshunter.io/developer/1816187415) |

## What reviewers say

### MockBank

[App page](https://appshunter.io/ios/app/mockbank-practice-banking/id6767120919)

This app simulates modern bank accounts, allowing users to practice managing checking and savings accounts with fictional transactions and balances. It offers a safe, no-signup environment to build financial literacy before using real banking services.

**Highlights:** Simulated banking app interfaces, Checking and savings account practice, Fictional transaction and balance history, Hands-on financial activity practice, No real money or sign-up required

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MockBank Monthly Subscription | $1.99 | per month |
| MockBank Yearly Subscription | $9.99 | per year |
| MockBank Lifetime Subscription | $29.99 | one-time |


### Purpose Payment

[App page](https://appshunter.io/ios/app/purpose-payment/id6778137017)

This app facilitates secure, bank-linked QR code payments, reducing merchant fees and enabling automatic, merchant-funded donations to chosen charities. Users also earn reward points redeemable for exclusive local perks.

**Highlights:** Secure bank-linked QR code payments, Lower merchant processing fees, Automatic merchant-funded charity donations, Earn and redeem reward points, Exclusive local and university-related rewards, Secure bank connection via Plaid

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MockBank free?

MockBank is free to download, with in-app purchases available.

### Is Purpose Payment free?

Purpose Payment is free to download, with no in-app purchases.

### Which has better reviews, MockBank or Purpose Payment?

MockBank and Purpose Payment are both rated 5.0 out of 5 on the App Store, from 7 and 4 ratings respectively.

### Do MockBank or Purpose Payment have ads?

Neither MockBank nor Purpose Payment shows ads.

### Which is updated more often, MockBank or Purpose Payment?

MockBank ships an update every 6 days, and Purpose Payment every 2 weeks. Most recently, MockBank was updated on October 24, 2026 and Purpose Payment on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*