# Ask Finn vs Time Debt

The clearest difference is in-app purchases: Time Debt at none against Ask Finn's 3. Time Debt also leads on ads (none vs shown). Ask Finn's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence and device support there is nothing between them.

Both are free to download. Ask Finn sells 3 one-off in-app purchases. Time Debt asks for nothing beyond the download.

Ask Finn ships an update every 5 weeks, Time Debt monthly. Both last shipped on October 31, 2026.

## The numbers

| Metric | Ask Finn | Time Debt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ask-finn/id6767293401/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free with in-app purchases | — |
| Size | 22 MB | 17 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [Ryan Veillette](https://appshunter.io/developer/1896461723) | [James Gray](https://appshunter.io/developer/6787461080) |

## What reviewers say

### Ask Finn

[App page](https://appshunter.io/ios/app/ask-finn/id6767293401)

This app integrates multiple advanced AI models like GPT, Claude, and Gemini for comprehensive search queries. It intelligently selects the best AI for each question or runs several in parallel to synthesize a superior, more accurate answer.

**Highlights:** Multi-AI integration (GPT, Claude, Gemini), Intelligent AI model selection, Parallel AI processing for complex queries, Web search integration, Synthesized answers from multiple sources

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 100 Credits | $1.99 | one-time |
| 500 Credits | $6.99 | one-time |
| 1500 Credits | $14.99 | one-time |


### Time Debt

[App page](https://appshunter.io/ios/app/time-debt-screen-time/id6792393696)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ask Finn free?

Ask Finn is free to download, with in-app purchases available.

### Is Time Debt free?

Time Debt is free to download, with no in-app purchases.

### Do Ask Finn or Time Debt have ads?

Ask Finn shows ads; Time Debt does not.

### Which is updated more often, Ask Finn or Time Debt?

Ask Finn ships an update every 5 weeks, and Time Debt monthly. Most recently, Ask Finn was updated on October 31, 2026 and Time Debt on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*