# COcartera vs LoanTracker

The clearest difference is in-app purchases: LoanTracker at none against COcartera's 1. COcartera's advantage is update cadence (every 5 days vs every 5 weeks) and iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. COcartera sells 1 in-app purchase, starting at $2.99 per month. LoanTracker asks for nothing beyond the download.

COcartera ships an update every 5 days, LoanTracker every 5 weeks. The most recent releases landed on October 9, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | COcartera | LoanTracker |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 5 weeks |
| Monetization | — | Freemium |
| Size | 77 MB | 10 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [VERLEIDIS VARILLA VASQUEZ](https://appshunter.io/developer/1887153560) | [磊 刘](https://appshunter.io/developer/1892400556) |

## What reviewers say

### COcartera

[App page](https://appshunter.io/ios/app/cocartera/id6767314538)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SOLO DEUDAS | $2.99 | per month |


### LoanTracker

[App page](https://appshunter.io/ios/app/loantracker-debt-manager/id6787019815)

Manage all your loans in one place, from mortgages to personal loans. Automatically calculates monthly payments and generates clear repayment schedules. Receive timely reminders to avoid missing any due dates.

**Highlights:** Unified loan management, Automatic monthly payment calculation, Multiple repayment methods, Early repayment calculator (VIP), Detailed repayment schedules, Repayment reminders, Local data storage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is COcartera free?

COcartera is free to download, with in-app purchases available.

### Is LoanTracker free?

LoanTracker is free to download, with no in-app purchases.

### Do COcartera or LoanTracker have ads?

Neither COcartera nor LoanTracker shows ads.

### Which is updated more often, COcartera or LoanTracker?

COcartera ships an update every 5 days, and LoanTracker every 5 weeks. Most recently, COcartera was updated on October 9, 2026 and LoanTracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*