# Payment Tracker vs Yearn

The clearest difference is device support: Yearn at 3 against Payment Tracker's 1. Yearn also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Payment Tracker sells 2 in-app purchases, starting at $2.99 per 7 days and Yearn sells 1 in-app purchase, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

Payment Tracker ships an update every 5 days, Yearn every 9 days. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Payment Tracker | Yearn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (4 ratings)](https://appshunter.io/ios/app/yearn-paycheck-budget-planner/id6797014022/reviews)** |
| Number of ratings | — | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 9 days |
| Monetization | — | Free with in-app purchases |
| Size | 17 MB | 51 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Bahattin Duran](https://appshunter.io/developer/1677311418) | [G8GE, LLC](https://appshunter.io/developer/6797014024) |

## What reviewers say

### Payment Tracker

[App page](https://appshunter.io/ios/app/payment-tracker-paylog/id6767353606)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayLog Premium — Weekly | $2.99 | per 7 days |
| PayLog Premium — Monthly | $6.99 | per month |


### Yearn

[App page](https://appshunter.io/ios/app/yearn-paycheck-budget-planner/id6797014022)

This app helps individuals with irregular income manage their finances by creating virtual envelopes for bills and savings. It calculates how much to set aside with each paycheck to ensure upcoming expenses are covered, providing a clear 'Free to Spend' number.

**Highlights:** Envelope budgeting for bills and savings, Automated contribution calculations, Free to Spend number calculation, Supports gig, freelance, and hourly workers, No income reporting required, Manual tracking and spreadsheet alternative

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| US Localization | $7.99 | per month |


## Frequently asked questions

### Is Payment Tracker free?

Payment Tracker is free to download, with in-app purchases available.

### Is Yearn free?

Yearn is free to download, with in-app purchases available.

### Do Payment Tracker or Yearn have ads?

Neither Payment Tracker nor Yearn shows ads.

### Which is updated more often, Payment Tracker or Yearn?

Payment Tracker ships an update every 5 days, and Yearn every 9 days. Most recently, Payment Tracker was updated on October 7, 2026 and Yearn on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*