# MoneyTrack vs Checkbook

The clearest difference is update cadence: MoneyTrack at every 3 days against Checkbook's every 10 days. MoneyTrack also leads on iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. MoneyTrack sells 3 in-app purchases, starting at $0.99 per month and Checkbook sells 5 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

MoneyTrack ships an update every 3 days, Checkbook every 10 days. The most recent releases landed on October 7, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | MoneyTrack | Checkbook |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Every 10 days |
| Monetization | Free with in-app purchases | — |
| Size | 17 MB | 26 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Matthew King](https://appshunter.io/developer/1894698340) | [Haresh Lakhwani](https://appshunter.io/developer/1856238004) |

## What reviewers say

### MoneyTrack

[App page](https://appshunter.io/ios/app/moneytrack-simple-effective/id6767644365)

This personal finance app offers a private and secure way to track your spending and manage budgets. It features unlimited accounts, smart budget pots, and multi-currency support, with quick entry options via Siri and widgets. Data remains on your device, ensuring privacy.

**Highlights:** Unlimited accounts, budgets, and transactions, Smart budget pots for spending clarity, Multi-currency account support, Quick-add via Siri and widgets, XLSX export and import, Clean, native iOS design

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MoneyTrack Monthly | $0.99 | per month |
| MoneyTrack Yearly | $9.99 | per year |
| MoneyTrack Premium | $29.99 | per year |


### Checkbook

[App page](https://appshunter.io/ios/app/checkbook-spending-tracker/id6810298200)

**Features:** Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Checkbook Plus Monthly | $2.99 | per month |
| Checkbook Plus Monthly | $4.99 | per month |
| Checkbook Plus Yearly | $19.99 | per year |
| Checkbook Plus Yearly | $24.99 | per year |
| Checkbook Plus Lifetime | $39.99 | one-time |


## Frequently asked questions

### Is MoneyTrack free?

MoneyTrack is free to download, with in-app purchases available.

### Is Checkbook free?

Checkbook is free to download, with in-app purchases available.

### Do MoneyTrack or Checkbook have ads?

Neither MoneyTrack nor Checkbook shows ads.

### Which is updated more often, MoneyTrack or Checkbook?

MoneyTrack ships an update every 3 days, and Checkbook every 10 days. Most recently, MoneyTrack was updated on October 7, 2026 and Checkbook on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*