# 小智记账 vs 月予

The clearest difference is review sentiment: 月予 at 100% against 小智记账's 0%. 月予 also leads on ads (none vs shown) and update cadence (every 2 days vs weekly). 小智记账's advantage is iOS requirement (15.6 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

小智记账 ships an update weekly, 月予 every 2 days. Both last shipped on October 31, 2026.

## The numbers

| Metric | 小智记账 | 月予 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/id6807824312/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | Free with in-app purchases | — |
| Size | 73 MB | 40 MB |
| Requires iOS | **15.6** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [丛丛 常](https://appshunter.io/developer/1570221522) | [梦雷 田](https://appshunter.io/developer/6806990375) |

## What reviewers say

### 小智记账

[App page](https://appshunter.io/ios/app/ai/id6767750892)

This app simplifies expense tracking through conversational AI. Input your spending like sending a message, and it automatically identifies amounts and categories. Manage multiple budgets, view clear financial summaries, and even customize AI companions to make tracking more engaging.

**Highlights:** AI automatic expense recognition, Conversational expense input, Multiple ledger management, Voice input for expenses, Bill statistics and analysis, Customizable AI companions

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 月予

[App page](https://appshunter.io/ios/app/id6807824312)

**Features:** Family Sharing

**In-app purchases:** none


## Frequently asked questions

### Is 小智记账 free?

小智记账 is free to download, with no in-app purchases.

### Is 月予 free?

月予 is free to download, with no in-app purchases.

### Do 小智记账 or 月予 have ads?

小智记账 shows ads; 月予 does not.

### Which is updated more often, 小智记账 or 月予?

小智记账 ships an update weekly, and 月予 every 2 days. Most recently, 小智记账 was updated on October 31, 2026 and 月予 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*