# finmoa vs Savvy

The clearest difference is in-app purchases: finmoa at none against Savvy's 3. finmoa also leads on ads (none vs shown) and update cadence (every 2 days vs every 4 days). On price, monetization model and device support there is nothing between them.

Both are free to download. Savvy sells 3 in-app purchases, starting at $0.99 per month. finmoa asks for nothing beyond the download.

finmoa ships an update every 2 days, Savvy every 4 days. The most recent releases landed on October 10, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | finmoa | Savvy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/finmoa/id6767869887/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 2 days** | Every 4 days |
| Monetization | Freemium | Free with in-app purchases |
| Size | 63 MB | 67 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Chan Wook Jeong](https://appshunter.io/developer/1896515836) | [JinBae Jung](https://appshunter.io/developer/1892955366) |

## What reviewers say

### finmoa

[App page](https://appshunter.io/ios/app/finmoa/id6767869887)

Track your income and expenses, and get a comprehensive overview of all your assets in one place. Manage your finances with features like calendar views, budget tracking, and automatic expense registration.

**Highlights:** Calendar view for income/expenses, Integrated asset management (stocks, crypto, etc.), Budget setting and progress tracking, Automatic fixed expense registration, Automatic transaction categorization, Monthly statistics and trend charts, CSV export for PC management, Cloud backup for data safety

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Savvy

[App page](https://appshunter.io/ios/app/savvy-ai-expense-tracker/id6795720506)

Effortlessly track your spending by speaking or photographing receipts. An AI coach analyzes your habits and provides insights, while customizable budgets and goal tracking help you manage your finances. Enjoy privacy with no sign-up required.

**Highlights:** Voice-activated expense logging, On-device receipt scanning, AI spending analysis and coaching, Customizable budgets and goals, Calendar heatmap for spending, Split bill functionality, Privacy-focused with no sign-up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 월 구독 | $0.99 | per month |
| 연 구독 | $8.99 | per year |
| 평생 이용권 | $17.99 | one-time |


## Frequently asked questions

### Is finmoa free?

finmoa is free to download, with no in-app purchases.

### Is Savvy free?

Savvy is free to download, with in-app purchases available.

### Do finmoa or Savvy have ads?

Savvy shows ads; finmoa does not.

### Which is updated more often, finmoa or Savvy?

finmoa ships an update every 2 days, and Savvy every 4 days. Most recently, finmoa was updated on October 10, 2026 and Savvy on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*