# WTFinance vs Vivo+

The clearest difference is in-app purchases: Vivo+ at none against WTFinance's 1. Vivo+ also leads on update cadence (daily vs every 9 days). WTFinance's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price and ads there is nothing between them.

Both are free to download. WTFinance sells 1 in-app purchase, starting at $19.99 per month. Vivo+ asks for nothing beyond the download.

WTFinance ships an update every 9 days, Vivo+ daily. Both last shipped on October 31, 2026.

## The numbers

| Metric | WTFinance | Vivo+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/wtfinance/id6767893629/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 9 days | **Daily** |
| Monetization | Free | — |
| Size | 9 MB | 2 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Abel Pizarro](https://appshunter.io/developer/1896518030) | [Veven Software SRL](https://appshunter.io/developer/1819910633) |

## What reviewers say

### WTFinance

[App page](https://appshunter.io/ios/app/wtfinance/id6767893629)

This financial operating system focuses on behavioral insights to reveal spending leaks, debt pressures, and savings weaknesses. It helps users pressure-test financial goals and track their overall financial posture, offering tools for legacy planning and document organization.

**Highlights:** Behavior-first financial operating system, Identify cash flow leaks, Analyze debt pressure and savings behavior, Pressure-test financial goal timelines, Track financial posture, Legacy planning and document organization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| WTFinance Pro | $19.99 | per month |


### Vivo+

[App page](https://appshunter.io/ios/app/vivo-plus/id6788321626)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is WTFinance free?

WTFinance is free to download, with in-app purchases available.

### Is Vivo+ free?

Vivo+ is free to download, with no in-app purchases.

### Do WTFinance or Vivo+ have ads?

Neither WTFinance nor Vivo+ shows ads.

### Which is updated more often, WTFinance or Vivo+?

WTFinance ships an update every 9 days, and Vivo+ daily. Most recently, WTFinance was updated on October 31, 2026 and Vivo+ on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*