# 简洁记账 vs WhySpend

The clearest difference is in-app purchases: 简洁记账 at none against WhySpend's 2. 简洁记账 also leads on iOS requirement (13.0 vs 18.0). WhySpend's advantage is update cadence (weekly vs fortnightly). On rating, ratings volume, ads and device support there is nothing between them.

On the App Store both sit at effectively the same score — 5.0 for 简洁记账 against 5.0 for WhySpend. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

简洁记账 ships an update fortnightly, WhySpend weekly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 简洁记账 | WhySpend |
| --- | --- | --- |
| Price | — | **Free** |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/id6768645650/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/whyspend-expense-tracker/id6771243456/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 33 MB | 29 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, Apple Watch |
| Age rating | 12+ | 4+ |
| Developer | [Xiamen Shengyi Technology Co., Ltd.](https://appshunter.io/developer/1896592495) | [俊宏 刘](https://appshunter.io/developer/1848805585) |

## What reviewers say

### 简洁记账

[App page](https://appshunter.io/ios/app/id6768645650)

Effortlessly track personal and shared finances with automated cloud accounting. Supports importing from various platforms, recurring entries, and multi-device synchronization for clear financial overviews.

**Highlights:** Automated cloud accounting, Import from multiple platforms, Recurring transaction setup, Multi-device real-time sync, Multi-ledger management, Financial report generation, Ad-free experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### WhySpend

[App page](https://appshunter.io/ios/app/whyspend-expense-tracker/id6771243456)

This app helps you track your spending by not only recording the amount but also the emotions behind each purchase. It focuses on understanding mood-driven versus necessity spending with simple logging and insightful reviews. Gain clarity on your financial habits and emotional triggers without complex accounting.

**Highlights:** Log spending with amount, category, and mood, Customizable mood tags, Detailed spending and mood reports, Emotional spending trend analysis, Gentle spending alerts, Post-purchase reflection, iCloud sync for data privacy

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Yearly | $7.99 | per year |
| Pro Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is 简洁记账 free?

Pricing for 简洁记账 is not currently listed on the App Store.

### Is WhySpend free?

WhySpend is free to download, with in-app purchases available.

### Which has better reviews, 简洁记账 or WhySpend?

简洁记账 and WhySpend are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do 简洁记账 or WhySpend have ads?

Neither 简洁记账 nor WhySpend shows ads.

### Which is updated more often, 简洁记账 or WhySpend?

简洁记账 ships an update fortnightly, and WhySpend weekly. Most recently, 简洁记账 was updated on November 5, 2026 and WhySpend on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*