# Eliminate vs Payfin

The clearest difference is update cadence: Eliminate at every 4 days against Payfin's every 3 weeks. Eliminate also leads on device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Eliminate sells 3 in-app purchases, starting at $2.99 per month and Payfin sells 2 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Eliminate ships an update every 4 days, Payfin every 3 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Eliminate | Payfin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/eliminate-debt-payoff-planner/id6768750344/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 3 weeks |
| Monetization | Freemium | — |
| Size | 3 MB | 71 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Eliminate LLC](https://appshunter.io/developer/1896601122) | [Eunbi Go](https://appshunter.io/developer/6780333616) |

## What reviewers say

### Eliminate

[App page](https://appshunter.io/ios/app/eliminate-debt-payoff-planner/id6768750344)

This app helps you track and pay down debt without connecting to your bank. It visualizes your debt-free date, offers payoff strategies, and sends payment reminders. Your financial data remains private and stored only on your device.

**Highlights:** Visualize debt-free date, Snowball or avalanche payoff methods, Payment reminders and alerts, Track interest savings, Log extra payments easily, Data stored locally

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Eliminate Pro Monthly | $2.99 | per month |
| Eliminate Pro Annual | $24.99 | per year |
| Eliminate Pro Lifetime | $39.99 | one-time |


### Payfin

[App page](https://appshunter.io/ios/app/payfin-debt-payoff-planner/id6784321939)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Payfin Weekly Premium Subscription | $4.99 | per 7 days |
| Payfin Yearly Premium Subscription | $29.99 | per year |


## Frequently asked questions

### Is Eliminate free?

Eliminate is free to download, with in-app purchases available.

### Is Payfin free?

Payfin is free to download, with in-app purchases available.

### Do Eliminate or Payfin have ads?

Neither Eliminate nor Payfin shows ads.

### Which is updated more often, Eliminate or Payfin?

Eliminate ships an update every 4 days, and Payfin every 3 weeks. Most recently, Eliminate was updated on October 24, 2026 and Payfin on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*