# PaperMind AI vs RefundIQ

The clearest difference is update cadence: PaperMind AI at every 4 days against RefundIQ's every 10 days. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. PaperMind AI sells 2 in-app purchases, starting at $9.99 per month and RefundIQ sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

PaperMind AI ships an update every 4 days, RefundIQ every 10 days. Both last shipped on November 5, 2026.

## The numbers

| Metric | PaperMind AI | RefundIQ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (11 ratings)](https://appshunter.io/ios/app/refundiq/id6791152216/reviews)** |
| Number of ratings | — | **11** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 4 days** | Every 10 days |
| Monetization | — | Free with in-app purchases |
| Size | 2 MB | 43 MB |
| Requires iOS | 17.0 | **16.4** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Oleksandr Karpenko](https://appshunter.io/developer/1896571932) | [RefundIQ](https://appshunter.io/developer/6791152218) |

## What reviewers say

### PaperMind AI

[App page](https://appshunter.io/ios/app/papermind-ai-bill-tracker/id6768876062)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PaperMind Pro Monthly | $9.99 | per month |
| PaperMind Pro Yearly | $69.99 | per year |


### RefundIQ

[App page](https://appshunter.io/ios/app/refundiq/id6791152216)

Automatically tracks refunds, store credits, and travel vouchers from online purchases. It connects to your credit cards to verify amounts and flags overdue refunds, even following up with merchants on your behalf. Never lose money to forgotten credits or delayed reimbursements again.

**Highlights:** Automatic refund confirmation scanning, Credit card matching for refund verification, Store credit balance tracking with expiration alerts, Travel and airline credit management, Subscription charge monitoring, Automatic merchant follow-ups for overdue refunds

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| RefundIQ Power Shopper | $4.99 | per month |
| RefundIQ Power Shopper | $47.99 | per year |


## Frequently asked questions

### Is PaperMind AI free?

PaperMind AI is free to download, with in-app purchases available.

### Is RefundIQ free?

RefundIQ is free to download, with in-app purchases available.

### Do PaperMind AI or RefundIQ have ads?

Neither PaperMind AI nor RefundIQ shows ads.

### Which is updated more often, PaperMind AI or RefundIQ?

PaperMind AI ships an update every 4 days, and RefundIQ every 10 days. Most recently, PaperMind AI was updated on November 5, 2026 and RefundIQ on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*