# Utang Free PH vs SteadyStep

The clearest difference is in-app purchases: Utang Free PH at none against SteadyStep's 3. Utang Free PH also leads on iOS requirement (15.1 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. SteadyStep sells 3 in-app purchases, starting at $2.99 per month. Utang Free PH asks for nothing beyond the download.

Utang Free PH ships an update weekly, SteadyStep every 2 weeks. The most recent releases landed on October 28, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Utang Free PH | SteadyStep |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/steadystep-debt-planner/id6791084400/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 36 MB | 7 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ladylyn Salvanera](https://appshunter.io/developer/1896621256) | [航杭 虞](https://appshunter.io/developer/6790236142) |

## What reviewers say

### Utang Free PH

[App page](https://appshunter.io/ios/app/utang-free-ph/id6768990224)

**Features:** macOS Compatibility

**In-app purchases:** none


### SteadyStep

[App page](https://appshunter.io/ios/app/steadystep-debt-planner/id6791084400)

Organize debts, expenses, and repayments in a private space. Understand your cash flow and follow a clear repayment plan with deterministic calculations and progress tracking. Optional reports provide deeper insights and can be exported.

**Highlights:** Organize debts and expenses, Deterministic repayment calculations, Compare repayment strategies, Track actual repayments, Preview and export reports, Private and secure workspace

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SteadyStep Plus Monthly | $2.99 | per month |
| SteadyStep Plus Annual | $19.99 | per year |
| Single Debt Planning Report | $1.99 | one-time |


## Frequently asked questions

### Is Utang Free PH free?

Utang Free PH is free to download, with no in-app purchases.

### Is SteadyStep free?

SteadyStep is free to download, with in-app purchases available.

### Do Utang Free PH or SteadyStep have ads?

Neither Utang Free PH nor SteadyStep shows ads.

### Which is updated more often, Utang Free PH or SteadyStep?

Utang Free PH ships an update weekly, and SteadyStep every 2 weeks. Most recently, Utang Free PH was updated on October 28, 2026 and SteadyStep on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*