# PayWise AI Budget Planner vs Harbor

The clearest difference is in-app purchases: Harbor at none against PayWise AI Budget Planner's 3. Harbor also leads on iOS requirement (16.4 vs 26.4). On price, ads and device support there is nothing between them.

Both are free to download. PayWise AI Budget Planner sells 3 in-app purchases, starting at $3.99 per month. Harbor asks for nothing beyond the download.

## The numbers

| Metric | PayWise AI Budget Planner | Harbor |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | — | Every 9 days |
| Size | 11 MB | 36 MB |
| Requires iOS | 26.4 | **16.4** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [TECK SOON NG](https://appshunter.io/developer/1896623862) | [Eren Tutgun](https://appshunter.io/developer/6787316902) |

## What reviewers say

### PayWise AI Budget Planner

[App page](https://appshunter.io/ios/app/paywise-ai-budget-planner/id6769028548)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $29.99 | per year |
| Lifetime Premium | $34.99 | one-time |


### Harbor

[App page](https://appshunter.io/ios/app/harbor-debt-tracker/id6792325424)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PayWise AI Budget Planner free?

PayWise AI Budget Planner is free to download, with in-app purchases available.

### Is Harbor free?

Harbor is free to download, with no in-app purchases.

### Do PayWise AI Budget Planner or Harbor have ads?

Neither PayWise AI Budget Planner nor Harbor shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*