# SpendSmart vs SpendSmartAI

The clearest difference is in-app purchases: SpendSmart at none against SpendSmartAI's 2. SpendSmartAI's advantage is update cadence (weekly vs every 3 weeks) and iOS requirement (16.4 vs 18.6). On price, ads and device support there is nothing between them.

Both are free to download. SpendSmartAI sells 2 in-app purchases, starting at $2.99 per month. SpendSmart asks for nothing beyond the download.

SpendSmart ships an update every 3 weeks, SpendSmartAI weekly. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | SpendSmart | SpendSmartAI |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Size | 2 MB | 45 MB |
| Requires iOS | 18.6 | **16.4** |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [Brahmjot Singh Tatla](https://appshunter.io/developer/1816408948) | [Heston Dsouza](https://appshunter.io/developer/1889164237) |

## What reviewers say

### SpendSmart

[App page](https://appshunter.io/ios/app/spendsmart-expense-tracker/id6769875393)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### SpendSmartAI

[App page](https://appshunter.io/ios/app/spendsmartai-expense-tracker/id6778456244)

**Features:** Family Sharing

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpendSmart AI Pro – Monthly | $2.99 | per month |
| SpendSmart AI Pro – Annual | $25.99 | per year |


## Frequently asked questions

### Is SpendSmart free?

SpendSmart is free to download, with no in-app purchases.

### Is SpendSmartAI free?

SpendSmartAI is free to download, with in-app purchases available.

### Do SpendSmart or SpendSmartAI have ads?

Neither SpendSmart nor SpendSmartAI shows ads.

### Which is updated more often, SpendSmart or SpendSmartAI?

SpendSmart ships an update every 3 weeks, and SpendSmartAI weekly. Most recently, SpendSmart was updated on October 28, 2026 and SpendSmartAI on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*