# Budget Flow vs SimpliSpend

The clearest difference is ads: Budget Flow at none against SimpliSpend's shown. Budget Flow also leads on monetization model (free vs ad-supported). SimpliSpend's advantage is update cadence (daily vs every 2 months). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Budget Flow against 5.0 for SimpliSpend. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Budget Flow ships an update every 2 months, SimpliSpend daily. Both last shipped on October 31, 2026.

## The numbers

| Metric | Budget Flow | SimpliSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/budget-flow-money-tracker/id6769884207/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/simplispend/id6779049753/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Daily** |
| Monetization | **Free** | Ad-supported |
| Size | 43 MB | 8 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PEARLE MANISH SHAH](https://appshunter.io/developer/1896696562) | [Govind Sharma](https://appshunter.io/developer/6779049755) |

## What reviewers say

### Budget Flow

[App page](https://appshunter.io/ios/app/budget-flow-money-tracker/id6769884207)

This personal finance app helps you manage your money privately. Track accounts, set custom budget buckets, and monitor your progress towards financial goals. Your data is end-to-end encrypted and only accessible with your PIN.

**Highlights:** Multi-account tracking, Smart budget buckets, Fixed expense management, Multiple income streams, Goal tracking, Category progress overview, Manual expense logging

**Features:** macOS Compatibility

**In-app purchases:** none


### SimpliSpend

[App page](https://appshunter.io/ios/app/simplispend/id6779049753)

This finance app helps you manage your income and expenses without any cost. Set spending limits, track your savings goals, and monitor your purchases across various categories. It offers features like a gas tracker, impulse buy cooldown, and a payday countdown to keep you informed.

**Highlights:** Paycheck tracking, Savings goals, Spending categories, Gas and receipt logging, Impulse buy cooldown, Subscription tracking, Weekly budget challenges

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Budget Flow free?

Budget Flow is free to download, with no in-app purchases.

### Is SimpliSpend free?

SimpliSpend is free to download, with no in-app purchases.

### Which has better reviews, Budget Flow or SimpliSpend?

Budget Flow and SimpliSpend are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do Budget Flow or SimpliSpend have ads?

SimpliSpend shows ads; Budget Flow does not.

### Which is updated more often, Budget Flow or SimpliSpend?

Budget Flow ships an update every 2 months, and SimpliSpend daily. Most recently, Budget Flow was updated on October 31, 2026 and SimpliSpend on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*