# Nine2Five vs Cubby Budgeting App

The clearest difference is ads: Nine2Five at none against Cubby Budgeting App's shown. Nine2Five also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.1 vs 18.6). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Nine2Five sells 3 in-app purchases, starting at $2.99 per month and Cubby Budgeting App sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Nine2Five against 5.0 for Cubby Budgeting App. Both are backed by a comparable volume of ratings — 3 and 3 respectively.

Nine2Five ships an update fortnightly, Cubby Budgeting App daily. The most recent releases landed on October 8, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Nine2Five | Cubby Budgeting App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/nine2five-paycheck-tracker/id6769925589/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/cubby-budgeting-app/id6777870508/reviews) |
| Number of ratings | 3 | 3 |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Daily** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 33 MB | 19 MB |
| Requires iOS | **15.1** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Benjamin Slapelis](https://appshunter.io/developer/1869496373) | [Joe Hernandez Loredo](https://appshunter.io/developer/6777870510) |

## What reviewers say

### Nine2Five

[App page](https://appshunter.io/ios/app/nine2five-paycheck-tracker/id6769925589)

Track your real-time earnings, overtime, and payday countdown. Visualize your budget coverage and projected yearly income. Ideal for hourly workers and freelancers to manage their finances.

**Highlights:** Live earnings ticker, Overtime tracking, Payday countdown, Budget coverage visualization, Work history log, Projected yearly earnings calculator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Nine2Five Monthly | $2.99 | per month |
| Nine2Five Yearly | $24.99 | per year |
| Nine2Five Lifetime | $59.99 | one-time |


### Cubby Budgeting App

[App page](https://appshunter.io/ios/app/cubby-budgeting-app/id6777870508)

This app helps you track your spending, manage savings, and organize financial goals with a friendly interface. It breaks down expenses by category and allows you to set up savings buckets for specific targets. Build good money habits with visual progress tracking and a fun, encouraging experience.

**Highlights:** Spending overview by category, Savings goal tracking, Subscription management, Monthly budget review, Transaction history editing, Customizable dashboard

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Cubby Plus | $1.99 | per month |
| Cubby Plus | $19.99 | per year |


## Frequently asked questions

### Is Nine2Five free?

Nine2Five is free to download, with in-app purchases available.

### Is Cubby Budgeting App free?

Cubby Budgeting App is free to download, with in-app purchases available.

### Which has better reviews, Nine2Five or Cubby Budgeting App?

Nine2Five and Cubby Budgeting App are both rated 5.0 out of 5 on the App Store, from 3 and 3 ratings respectively.

### Do Nine2Five or Cubby Budgeting App have ads?

Cubby Budgeting App shows ads; Nine2Five does not.

### Which is updated more often, Nine2Five or Cubby Budgeting App?

Nine2Five ships an update fortnightly, and Cubby Budgeting App daily. Most recently, Nine2Five was updated on October 8, 2026 and Cubby Budgeting App on October 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*