# Personal Finances vs Spendimo

The clearest difference is ads: Spendimo at none against Personal Finances's shown. Spendimo also leads on update cadence (every 6 days vs every 4 weeks). Personal Finances's advantage is iOS requirement (17.0 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Personal Finances sells 1 in-app purchase, starting at $2.99 per month and Spendimo sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

Personal Finances ships an update every 4 weeks, Spendimo every 6 days. The most recent releases landed on November 5, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Personal Finances | Spendimo |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 4 weeks | **Every 6 days** |
| Monetization | — | Freemium |
| Size | 18 MB | 16 MB |
| Requires iOS | **17.0** | 26.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Marcos Gonzalez](https://appshunter.io/developer/1686291908) | [Bek Apps, LLC](https://appshunter.io/developer/1822416469) |

## What reviewers say

### Personal Finances

[App page](https://appshunter.io/ios/app/personal-finances-buxo/id6770120686)

**Features:** Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buxo Premium Monthly | $2.99 | per month |


### Spendimo

[App page](https://appshunter.io/ios/app/spendimo-expense-tracker/id6805529173)

Easily track your income and expenses, scan receipts, and analyze your spending habits. Manage multiple currencies and share specific financial entries with a partner. Offline recording and device-based receipt recognition enhance convenience.

**Highlights:** Expense and income tracking, Receipt scanning and recognition, Multi-currency support, Recurring bill management, Spending trend analysis, Partner sharing (Pro), Offline recording

**Features:** macOS Compatibility, iPhone Duo support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spendimo Pro Monthly | $6.99 | per month |
| Spendimo Pro Annual | $39.99 | per year |


## Frequently asked questions

### Is Personal Finances free?

Personal Finances is free to download, with in-app purchases available.

### Is Spendimo free?

Spendimo is free to download, with in-app purchases available.

### Do Personal Finances or Spendimo have ads?

Personal Finances shows ads; Spendimo does not.

### Which is updated more often, Personal Finances or Spendimo?

Personal Finances ships an update every 4 weeks, and Spendimo every 6 days. Most recently, Personal Finances was updated on November 5, 2026 and Spendimo on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*